American Express® AIR MILES®* Gold Business Card
First year rewards (up to)
Annual fee
(Waived)
Monthly
interest fee
interest fee
after
months
Required deposit
Rewards
Calculator
Redeem
Insurance
Earn points on each dollar you spend
1
point per dollar
Earn 1 reward mile for every $20 in Card purchases everywhere else.
Monthly spending by category
First year rewards (up to)
First year rewards (up to)
For a limited time, you will receive a promotional offer from Ratehub.ca if your application is approved. Terms and conditions apply. Click here for details.
Gift card
Some credit cards come with an anniversary bonus, to provide more incentive for people to continue using the card for multiple years. The anniversary bonus may be in the form of points, cash, free merchandise, etc, and is given to the card holder every year on the anniversary.
Anniversary bonus
Based on the amount of spending you do each month, our tool determines how much you'll spend on an annual basis and calculates the potential rewards you could earn for doing so.
Spending reward
This is the annual fee you have to pay, in order to use this credit card. The annual fee is charged once per year and is added to your credit card statement.
Annual fee
Total net reward
Subsequent years
Subsequent years
Some credit cards come with an anniversary bonus, to provide more incentive for people to continue using the card for multiple years. The anniversary bonus may be in the form of points, cash, free merchandise, etc, and is given to the card holder every year on the anniversary.
Anniversary bonus
Based on the amount of spending you do each month, our tool determines how much you'll spend on an annual basis and calculates the potential rewards you could earn for doing so.
Spending reward
This is the annual fee you have to pay, in order to use this credit card. The annual fee is charged once per year and is added to your credit card statement.
Annual fee
Total net reward
Value of an Air Mile
The average dollar value of an individual Air Miles Reward Point is $0.121. To see how we calculated this, click here.
How to Redeem your Air Miles Reward Points
Step by Step Guide
- If you DO NOT have an online Air Miles account and don’t know your Air Miles collector number, call American Express or BMO (your credit card provider) give them your credit card number and they will give you your 11-digit Air Miles collector number.
- Once you have your Air Miles collector number you can create an account at airmiles.ca and can login to redeem your miles.
- If you DO have an online Air Miles account, login at airmiles.ca.
- To redeem miles for travel go to dream rewards and search for flights under the travel section.
- To book a flight, select your departing airport, arrival airport and travel dates.
- Available flights are displayed with the amount of miles required to book. The mileage requirements for flights within North America include fuel surcharges but don’t include other taxes and fees that have to be paid in addition to the required miles.
- Mileage requirements for flights outside of North America do not include fuel surcharges. Taxes and fees for these flights can be over $500.
- To redeem miles for a flight you need to have at least 85% of the required miles: the remaining miles can be purchased for 30 cents/mile + tax.
Fees & interest
This is the annual fee you have to pay, in order to use this credit card. The annual fee is charged once per year and is added to your credit card statement.
Annual fee:
$0
This is the annual interest rate you will pay on purchases, if/when you can't pay off the entire balance by the payment due date outlined on your credit card statement.
Purchase interest rate:
19.99%
Eligibility
This is the total annual family income requirement to be eligible for this credit card. Only applicable if the applicant does not meet the annual income requirement themselves.
Household income:
Any amount
- Be a permanent Canadian resident
- Have reached the age of majority in the province in which you live (18 yrs in AB, MB, ON, PE, QC, SK. 19 yrs all others)
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Get more details
- Get 150 Bonus AIR MILES®* Reward Miles when you spend $1,000 within the first three months of Cardmembership
- Earn 1 mile for every $15 in Card purchases at AIR MILES®* Sponsors and 1 for every $20 in Card purchases everywhere else
- Show your Collector Card and use your AIR MILES®* Gold Business Card at Sponsor locations to earn miles twice
- Pay no annual fee. Plus, enjoy the flexibility to pay balances in full or over time
- Foreign Transaction Fee: 2.5%
- American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply