American Express® AIR MILES® Gold Business Card
First year rewards (up to)
Gift card
Signup
bonus
bonus
Monthly
bonus
bonus
Annual fee
Annual fee
(1st yr waived)
(1st yr waived)
The total net reward is the dollar amount all your rewards will add up to, minus any annual fee you may have to pay. For a detailed explanation on how we calculated this number, check out the Points Calculator tab.
Apply now
Annual fee
(Waived)
Monthly
interest fee
interest fee
after
months
Required deposit
Rewards
Calculator
Redeem
Insurance
Earn points on each dollar you spend
1
point per dollar
Earn 1 reward mile for every $20 in Card purchases everywhere else.
Monthly spending by category
First year rewards (up to)
First year rewards (up to)
Some credit cards come with an anniversary bonus, to provide more incentive for people to continue using the card for multiple years. The anniversary bonus may be in the form of points, cash, free merchandise, etc, and is given to the card holder every year on the anniversary.
Anniversary bonus
Based on the amount of spending you do each month, our tool determines how much you'll spend on an annual basis and calculates the potential rewards you could earn for doing so.
Spending reward
For a limited time, you will receive a gift card from Ratehub.ca if your application is approved. Terms and conditions apply. Click here for details.
Gift card
This is the annual fee you have to pay, in order to use this credit card. The annual fee is charged once per year and is added to your credit card statement.
Annual fee
Total net reward
Subsequent years
Subsequent years
Some credit cards come with an anniversary bonus, to provide more incentive for people to continue using the card for multiple years. The anniversary bonus may be in the form of points, cash, free merchandise, etc, and is given to the card holder every year on the anniversary.
Anniversary bonus
Based on the amount of spending you do each month, our tool determines how much you'll spend on an annual basis and calculates the potential rewards you could earn for doing so.
Spending reward
This is the annual fee you have to pay, in order to use this credit card. The annual fee is charged once per year and is added to your credit card statement.
Annual fee
Total net reward
Value of an Air Mile
The average dollar value of an individual Air Miles Reward Point is $0.121. To see how we calculated this, click here.
How to Redeem your Air Miles Reward Points
Step by Step Guide
- If you DO NOT have an online Air Miles account and don’t know your Air Miles collector number, call American Express or BMO (your credit card provider) give them your credit card number and they will give you your 11-digit Air Miles collector number.
- Once you have your Air Miles collector number you can create an account at airmiles.ca and can login to redeem your miles.
- If you DO have an online Air Miles account, login at airmiles.ca.
- To redeem miles for travel go to dream rewards and search for flights under the travel section.
- To book a flight, select your departing airport, arrival airport and travel dates.
- Available flights are displayed with the amount of miles required to book. The mileage requirements for flights within North America include fuel surcharges but don’t include other taxes and fees that have to be paid in addition to the required miles.
- Mileage requirements for flights outside of North America do not include fuel surcharges. Taxes and fees for these flights can be over $500.
- To redeem miles for a flight you need to have at least 85% of the required miles: the remaining miles can be purchased for 30 cents/mile + tax.
Fees & interest
This is the annual fee you have to pay, in order to use this credit card. The annual fee is charged once per year and is added to your credit card statement.
Annual fee:
$0
This is the annual interest rate you will pay on purchases, if/when you can't pay off the entire balance by the payment due date outlined on your credit card statement.
Purchase Interest Rate:
19.99%
Eligibility
This is the total annual family income requirement to be eligible for this credit card. Only applicable if the applicant does not meet the annual income requirement themselves.
Family income:
Any amount
- Be a permanent Canadian resident Have reached the age of majority in the province in which you live (18 yrs in AB, MB, ON, PE, QA, SK. 19 yrs all others)
Compare against our best cards
Best cash back |
Best offer |
Sponsored card |
Sponsored card |
|---|---|---|---|
Best cash back
|
Best offer
|
Sponsored card
|
Sponsored card
|
|
10,000 bonus points†† with first eligible purchase and earn 2 MBNA Rewards points for every $1 spent |
For a limited time earn up to 5% on everyday purchases for 6 months. Earn 2% after the promo rate ends. |
Earn up to 3% cashback. Special offer: Annual fees refunded for the 1st year |
Receive up to $250 in Elite traveller fee rebates and earn up to 2.5 points on ALL card purchases |
| Compare | Compare | Compare | Compare |
Get more details
- Get 150 bonus AIR MILES®* reward miles when you spend $1,000 in the first 3 months of Cardmembership1
- Earn 1 reward mile for every $15 in Card purchases at AIR MILES®* Sponsors2
- Earn 1 reward mile for every $20 in Card purchases everywhere else2
- Redeem for more than 1,200 Rewards including entertainment, kitchen fun, electronics and so much more4
- AIR MILES has many ways to get you where you want to go with Flights, Hotels, Car Rentals and Package Vacations and Cruises4
- Rewards start as low as 75 reward miles so you can quickly start redeeming for your business