Skip to main content
Ratehub logo
Ratehub logo

Let's help you compare the best GIC rates

Invest safer and smarter. Compare GIC rates, types, and terms from the major banks, credit unions, and online banks in seconds.

Education centre

Our education centre is here to help you learn everything you need to know about GICs

  • GIC basics

    Find all of the answers to your GIC questions. Learn what exactly is a GIC, how to choose one, and other must-know facts about one of Canada's safest investments.

    read more
  • GIC terms

    GIC terms can be as brief as 30-days or as lengthy as 10-years. Learn which terms are best suited for your saving and investing goals before you lock in your investment.

    read more
  • Types of GICs

    Some GICs are better than others. Familiarize yourself with the types of GICs available depending on your investing goals.

    read more
  • Registered GICs

    Interest earned in Registered GICs maximize your earning potential, but using the right one keeps more of your money where it belongs.

    read more
  • How to buy a GIC

    Knowing which GIC makes the most sense for you is half the battle. Learn how to choose the right GIC for your short-term and long-term investing goals.

    read more
  • GICs in TFSAs

    We break down all of the benefits of opening a GIC in a Tax Free Savings Account

    read more

Search and compare your GIC options

Use our calculator to find Canada's best GICs rates. Get matched with GICs by rate, province, term, and type to see which investment earns you the highest return possible.

Customer testimonials

  • Great experience, super convenient

    Great experience, super convenient, would absolutely recommend. Started with my credit card and now use for chequing and savings account, very happy.

    Steve S. | Ottawa, ON

  • Teaches you how to compare different products

    Ratehub teaches you how to compare different products/services in the market! It mastered me to compare different credit cards in the market and helped me to choose one! Got my Amex Cobalt Card through ratehub...!

    Sandeep C. | Toronto, ON

  • Super easy to use

    Super easy to use. I had no idea what travel credit card I should get and the site walked me through a questionnaire so I could pick the right one. Super happy.

    Alyssa L. | Ottawa, ON

Making dollars make sense

find more articles!

The knowledge bank

A wealth of knowledge delivered right to your inbox.

By submitting your email address, you acknowledge and agree to’s Terms of Use and Privacy Policy. Contact us for more information. You can unsubscribe at any time.


We help you find better financial products for your specific needs. Whether you need a mortgage, credit card, savings account, or insurance coverage, we get you the information you need to choose better.

How does make money?

Financial institutions pay us for connecting them with customers. This could be through advertisements, or when someone applies or is approved for a product. However, not all products we list are tied to compensation for us. Our industry leading education centres and calculators are available 24/7, free of charge, and with no obligation to purchase. To learn more, visit our About us page.

read more about us