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Making dollars make sense

Hi. We are Ratehub.ca. Financial decisions can be challenging and profoundly impact our lives. That’s why we are here. To make it easier to choose better personal finance.

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Canada’s leading financial comparison platform

Over the past decade we have helped millions of Canadians make smarter financial decisions by providing the best tools, advice, and rates in the market. With roots as an early innovator in the online mortgage world, Ratehub.ca became the first comparison service to integrate an inhouse mortgage brokerage (the award winning CanWise Financial). Since then, we’ve continued to grow with the addition of auto & home insurance quoting, credit card comparison, GIC & chequing account applications and much more. See what we have to offer here.

Partnership policy

  • Our core belief is that it should be easier for all Canadians to choose better personal finance. Access to better financial tools, education and product comparisons should be a right for everyone, not just the privileged few.

    So, how do we make money? If Ratehub.ca has a relationship with a financial provider, we receive compensation when our users connect or apply for the products offered on our website. It’s important to note that many of the products we list on our website are not monetized, but we aim to give you a representation of the market. We also own and operate a mortgage brokerage, CanWise Financial, and are compensated for mortgages funded through the brokerage.

    Any products we receive compensation for are labelled either ‘featured,’ ‘sponsored’ or ‘promoted’ and they will always be clearly identified. This compensation may impact how and where products appear on our site, including, for example, the order in which they may appear within listing categories.

    Why are some products not listed at all?

    Ratehub.ca does not include the entire universe of available financial or credit offers in Canada. Some reasons products are not displayed include:

    • Ratehub.ca does not have a monetized partnership with the provider for certain products
    • Some providers have opted out of displaying their products on our site
    • Products from some financial institutions are simply too restrictive to be effective on a financial comparison website

    What are some reasons a product would be too restrictive for a price comparison website?

    Products that we would deem as too restrictive for a price comparison website would either not apply to a big enough market or they would have an inefficient acquisition process.

  • Our core belief is that it should be easier for all Canadians to choose better personal finance. Access to better financial tools, education and product comparisons should be a right for everyone, not just the privileged few.

    So, how do we make money? If Ratehub.ca has a relationship with a financial provider, we receive compensation when our users connect or apply for the products offered on our website. It’s important to note that many of the products we list on our website are not monetized, but we aim to give you a representation of the market. We also own and operate a mortgage brokerage, CanWise Financial, and are compensated for mortgages funded through the brokerage.

    Any products we receive compensation for are labelled either ‘featured,’ ‘sponsored’ or ‘promoted’ and they will always be clearly identified. This compensation may impact how and where products appear on our site, including, for example, the order in which they may appear within listing categories.

    Why are some products not listed at all?

    Ratehub.ca does not include the entire universe of available financial or credit offers in Canada. Some reasons products are not displayed include:

    • Ratehub.ca does not have a monetized partnership with the provider for certain products
    • Some providers have opted out of displaying their products on our site
    • Products from some financial institutions are simply too restrictive to be effective on a financial comparison website

    What are some reasons a product would be too restrictive for a price comparison website?

    Products that we would deem as too restrictive for a price comparison website would either not apply to a big enough market or they would have an inefficient acquisition process.

Our core belief is that it should be easier for all Canadians to choose better personal finance. Access to better financial tools, education and product comparisons should be a right for everyone, not just the privileged few.

So, how do we make money? If Ratehub.ca has a relationship with a financial provider, we receive compensation when our users connect or apply for the products offered on our website. It’s important to note that many of the products we list on our website are not monetized, but we aim to give you a representation of the market. We also own and operate a mortgage brokerage, CanWise Financial, and are compensated for mortgages funded through the brokerage.

Any products we receive compensation for are labelled either ‘featured,’ ‘sponsored’ or ‘promoted’ and they will always be clearly identified. This compensation may impact how and where products appear on our site, including, for example, the order in which they may appear within listing categories.

Why are some products not listed at all?

Ratehub.ca does not include the entire universe of available financial or credit offers in Canada. Some reasons products are not displayed include:

  • Ratehub.ca does not have a monetized partnership with the provider for certain products
  • Some providers have opted out of displaying their products on our site
  • Products from some financial institutions are simply too restrictive to be effective on a financial comparison website

What are some reasons a product would be too restrictive for a price comparison website?

Products that we would deem as too restrictive for a price comparison website would either not apply to a big enough market or they would have an inefficient acquisition process.

WHY RATEHUB?

A humble brag

  • 800,000

    monthly users

  • 9 years

    young

  • Over 1M

    better choices made

  • Trusted partner

    to Canada’s top financial institutions