Ratehub Inc. Helps Canadians Save Money

We do this through our brands Ratehub.ca, Canada’s leading financial comparison platform, and through CanWise Financial, one of Canada’s largest mortgage brokerages.

Ratehub.ca hosts five million unique users per year and helps Canadians get the best deals on their mortgage, credit card, insurance and investments. Ratehub.ca is a product of the people behind our company and our commonly-held beliefs on financial transparency, product innovation, entrepreneurship and community.

CanWise Financial is a full-service brokerage that helps Canadians choose the most appropriate mortgage product at the best rate. CanWise prides itself on delivering the best rates as efficiently as possible and has funded over $2B in mortgage volume to date.

How do you make money?

We make it possible for you to compare thousands of financial products from hundreds of different financial providers, and we only get compensated for some of them. Our mission is to help you make smarter financial decisions.

Here’s how it works. You’ll notice some financial products on our comparison charts are marked with a “featured” or “sponsored” tag. We make money from these financial products when someone either clicks through or applies. Let’s break down how this works:

  • Sponsored: These products were paid by the financial provider to have their product placed where you see it.
  • Featured: If a user clicks on, applies and/or is approved for the product Ratehub.ca will receive compensation by the financial providers. However, they are sorted organically in the chart.

So what does this mean for you? This may affect which products we review and write about on our blog, as well as their placement on our site and we think it’s important that you know this. We do our best to ensure that any featured product we’re promoting has good value and appeal to our users.

How do CanWise Financial and Ratehub.ca work together?

Both Ratehub.ca, our financial product comparison site, and CanWise Financial, our mortgage brokerage, are owned and operated by Ratehub Inc. When shopping for mortgage rates on Ratehub.ca, you can compare rates from a number of different lenders and third-party brokerages. Ratehub.ca can connect you with these lenders either directly or through our in-house brokerage, CanWise Financial.

You’ll also find CanWise Financial rates listed in Ratehub.ca’s comparison tables. However, all financial products are sorted according to the rates available to you and the selection criteria you’ve shared with us.

We’re happy to send users to CanWise Financial because of their great rates, trusted advice, and experienced mortgage team. Check out any of CanWise’s 1,800 five-star Google and Facebook reviews across Canada and you’ll see what we mean!

Monthly Users

Mortgage Rates

Launch Year

Our Manifesto

Financial Transparency
Make smarter decisions with complete information
Product Innovation
Look to the best & make it better
Pioneer projects from start-to-finish
Community Engagement
Share ideas & support others toward common goals

Executive Bios

Nice to e-meet you!

Alyssa Furtado

Co-Founder Ratehub Inc., CEO Ratehub.ca

Alyssa studied business and math at Queen’s University, before going into management consulting for two years. She left the corporate world in 2009, launched Ratehub.ca on January 1, 2010 and hasn’t looked back since... MORE

James Laird

Co-Founder Ratehub Inc., President CanWise Financial

James graduated from Queen’s University with an honour’s degree in Commerce and Economics. He ran College Pro Painting franchises while studying, which stoked an entrepreneurial passion. After graduating... MORE

Chris Richard

Chief Technical Officer

After graduating from the Computer Engineering program at Waterloo, Chris spent five years in Seattle working as a software engineer for Microsoft. After moving back to Canada, Chris joined the Ratehub.ca team and turned the website into... MORE

Luke Sheehan

VP Marketing

Originally hailing from London (the U.K. version), Luke made the move to Toronto in February 2012 as a member of the leadership team at Just Eat. Passionate about brand building in the e-commerce space, he has held senior marketing roles across a variety of businesses and sectors... MORE

April Barcier

Director of Talent

Since 2007, April has been supporting some of the most dynamic organizations in the GTA to connect with top talent and has helped hundreds of candidates launch successful careers. April studied human services counselling at George Brown College and obtained a designation in human capital strategy. She is passionate about helping organizations to refine their brand and make smart hiring decisions through a people-centric approach... MORE

Jennifer Pollock

Director of Finance & Operations

After graduating from the Queen’s School of Business, Jennifer decided to pursue her CPA designation at EY in their Private Mid-Market group. Her finance background has made her passionate about financial education and loves working with... MORE

Scott Affleck

Director of Product

After graduating with a degree in Electrical and Computer Engineering from Queen’s University, Scott started his career working in strategy roles at Bain & Company and Bell Canada. Scott’s entrepreneurial spirit and passion for technology then led him into the world of product management, where he has spent much of the past decade building products that delight consumers...MORE

Jon Vassallo

Director of Sales

Jon studied English language and literature at Queen’s University and then spent four years teaching English in South Korea and travelling around Asia and Australia. He started his sales career when he returned to Canada, first at Worldwide Business Research selling conferences to executives all over North America and Europe, then at LinkedIn where he went from sales development to account executive for their talent solutions team...MORE

Meet the team