Compare TD Credit Cards

Whether you’re looking for a cash back credit card, rewards credit card or travel rewards credit card, TD Bank will offer at least one credit card to suit your needs. Simply fill out your spending profile, then find, compare and apply for the best TD Bank credit card for you.

Some credit cards come with an annual fee and some do not. The general rule for this is that the greater the rewards, the larger the annual fee. The annual fee is charged once per year and is added to your credit card statement. If you don't mind paying an annual fee, select I don't mind. If you'd prefer not to pay to use a credit card, select None. Some rewards credit cards have an annual income requirement. Enter either your personal or household annual income here, as it may affect which credit cards you are able to apply for.

Update results

Hit enter or click outside the box to refresh your results
What type of rewards do you want to earn for every dollar you spend? Is cash back important to you? Would you prefer gift cards or store credit? What about free flights and hotels? Think about what's most important to you and what would help your budget the most, then look for the best cards to offer that reward. Do you have a preference of whether you want a Visa, MasterCard or American Express card? Select which network you'd prefer, or select "All" if you don't have a preference.
There are a number of lenders and companies that issue credit cards - and they aren't just financial institutions. If you would prefer to get a credit card from one specific credit card issuer, choose the one you want. Otherwise, select All banks. There are generally three types of people who use credit cards: individuals, students and businesses. If you are an individual who uses their credit card for daily living expenses, select Personal. If you are in school and on living on a tight budget, select Student. And if you are someone who uses a credit card to pay for business expenses, select Business. There are many different credit card reward programs available. If you have a preferred reward program, such as Aeroplan Miles, select your choice using the dropdown. Note that each card only uses one reward program. Enter the dollar amount you spend each month on your credit card. Edit your monthly spend by each spending category in the 'monthly spending by category' tab below.

Update results

Hit enter or click outside the box to refresh your results
Some credit cards come with an annual fee and some do not. The general rule for this is that the greater the rewards, the larger the annual fee. The annual fee is charged once per year and is added to your credit card statement. If you don't mind paying an annual fee, select I don't mind. If you'd prefer not to pay to use a credit card, select None. Some rewards credit cards have an annual income requirement. Enter either your personal or household annual income here, as it may affect which credit cards you are able to apply for.

Update results

Hit enter or click outside the box to refresh your results
Do you carry a balance on your credit card each month? This isn't how much you spend on your card, but how much you typically carry over into a new month. If so, write that amount here, so we can calculate how much interest you'll be charged.

Update results

Hit enter or click outside the box to refresh your results
There are a number of lenders and companies that issue credit cards - and they aren't just financial institutions. If you would prefer to get a credit card from one specific credit card issuer, choose the one you want. Otherwise, select All banks. There are generally three types of people who use credit cards: individuals, students and businesses. If you are an individual who uses their credit card for daily living expenses, select Personal. If you are in school and on living on a tight budget, select Student. And if you are someone who uses a credit card to pay for business expenses, select Business. Do you have a preference of whether you want a Visa, MasterCard or American Express card? Select which network you'd prefer, or select "All" if you don't have a preference.
Some credit cards come with an annual fee and some do not. The general rule for this is that the greater the rewards, the larger the annual fee. The annual fee is charged once per year and is added to your credit card statement. If you don't mind paying an annual fee, select I don't mind. If you'd prefer not to pay to use a credit card, select None. Some rewards credit cards have an annual income requirement. Enter either your personal or household annual income here, as it may affect which credit cards you are able to apply for.

Update results

Hit enter or click outside the box to refresh your results
Do you have a preference of whether you want a Visa, MasterCard or American Express card? Select which network you'd prefer, or select "All" if you don't have a preference.
There are a number of lenders and companies that issue credit cards - and they aren't just financial institutions. If you would prefer to get a credit card from one specific credit card issuer, choose the one you want. Otherwise, select All banks. If you are currently carrying a balance on another credit card, you may want to take advantage of a balance transfer promotional offer with one of the credit cards listed below. Enter the amount you would transfer to the new card, to find out what the promotional interest rate and period are.

Update results

Hit enter or click outside the box to refresh your results
Some credit cards come with an annual fee and some do not. The general rule for this is that the greater the rewards, the larger the annual fee. The annual fee is charged once per year and is added to your credit card statement. If you don't mind paying an annual fee, select I don't mind. If you'd prefer not to pay to use a credit card, select None. Do you have a preference of whether you want a Visa, MasterCard or American Express card? Select which network you'd prefer, or select "All" if you don't have a preference.
There are a number of lenders and companies that issue credit cards - and they aren't just financial institutions. If you would prefer to get a credit card from one specific credit card issuer, choose the one you want. Otherwise, select All banks.
Monthly spending by category
Monthly spending by category

Update results

Hit enter or click outside the box to refresh your results

Update results

Hit enter or click outside the box to refresh your results

Update results

Hit enter or click outside the box to refresh your results

Update results

Hit enter or click outside the box to refresh your results

Update results

Hit enter or click outside the box to refresh your results

Update results

Hit enter or click outside the box to refresh your results

Update results

Hit enter or click outside the box to refresh your results

Update results

Hit enter or click outside the box to refresh your results
Credit card Purchase Interest Rate Balance transfer rate Annual fee Net reward (1st year) Monthly interest fee Monthly interest fee Required deposit
19.99% $89 $201 Get details
19.99% $99 $246 Get details
19.99% $120 $470 Get details
19.99% $120 $582 Get details
19.99% $399 $190 Get details
For a LIMITED time only, you will receive a FREE gift card from RateHub.ca to Starbucks, Homesense/Winners, or Amazon.ca upon approval of this card. Click “Get details” for more info.
+ prime
after months
 thereafter
after months
Apply now

TD Bank credit cards overview

As Canada’s second largest financial institution, TD Bank offers a long list of personal and business credit cards to its customers.

If you have trouble paying off your balance each month, the TD Emerald Visa Card is a low interest rate credit card with an annual fee of just $25.

If you’d prefer a no fee credit card, TD Bank has 3 options for you: the TD Gold Select Visa Card, the TD Drivers Reward Visa Card, which earns you TD Driver Rewards Points towards your dream vehicle or automatic parts/services, or the TD Cash Back MasterCard Card, which earns you 0.75% cash back on all purchases. For $99/year, you could upgrade to the TD Gold Elite Visa Card and earn 1.00% cash back on all purchases.

TD Bank’s credit card specialty, though, is its travel rewards credit cards: all 6 of them. TD Bank offers 3 Aeroplan Visa Cards, which come with varying sign-up bonuses and help you earn Aeroplan miles, and 3 TD Visa Cards that let you earn TD Points, which can be redeemed for travel-related expenses.

If you need a business credit card, TD Bank has 4 more cards for you to choose from: 2 basic credit cards and 2 for travel.


TD Bank credit card partnerships

While most of the other big banks have partnerships with a number of different loyalty programs and/or retailers, TD only has one – with Aeroplan. With annual fees ranging from $89-399, TD Bank beats out CIBC’s Aeroplan credit card offerings with its larger sign-up bonuses. For example, the TD Aeroplan Visa Platinum Card comes with a welcome bonus of 10,000 Aeroplan Miles vs. CIBC’s, which only comes with 5,000. With that card, you earn just 1 Aeroplan Mile per $1 spent on gas, groceries and drug store purchases, and 1 Aeroplan Mile per $1.50 spent on everything else. With the other 3 Aeroplan credit cards TD offers, you earn 1.5 Aeroplan Miles per $1 spent, and the cards come with better insurance policies – especially the 2 Visa Infinite cards.


More on TD Bank

The Toronto-Dominion Bank is the second largest bank in Canada as measured by assets and market capitalization, and is the sixth largest bank in North America. In 1955, two banks (Bank of Toronto and Dominion Bank) merged to become Toronto-Dominion Bank – more commonly known today as TD Bank. TD Bank employs approximately 78,000 employees who serve over 22 million clients worldwide. In Canada, TD Bank serves 11 million customers at over 1,150 branches.


Other Credit Card Providers