Skip to main content
Ratehub logo
Ratehub logo

Find the best Aventura credit cards without impacting your credit score

Apply with confidence. In under 60 seconds, CardFinder narrows down your top matches without impacting your credit score, no SIN required.

Compare Aventura credit cards in Canada

The best rewards cards for
  • all reward types
  • cash back
  • store credit
  • travel
  • any annual fee
  • no annual fee
CardBest used forAnnual feeRewards
BMO eclipse Visa Infinite* Card
Purchase interest: 20.99%, Cash advance: 23.99%, Balance transfer: 23.99%

Food & transit


  • 5 pts/$1 for gas, groceries, restaurants
  • 1 pts/$1 for other
CIBC Aventura® Visa Infinite* Card
Purchase interest: 20.99%, Cash advance: 22.99%, Balance transfer: 22.99%



  • 2 pts/$1 for travel purchased through the CIBC Rewards Centre
  • 1.5 pts/$1 for eligible gas, groceries, pharmacy
  • 1 pts/$1 for other
CIBC Aventura® Gold Visa* Card
Purchase interest: 20.99%, Cash advance: 22.99%, Balance transfer: 22.99%

Everyday spending


  • 2 pts/$1 for travel purchased through the CIBC Rewards Centre
  • 1.5 pts/$1 for eligible gas, groceries, pharmacy
  • 1 pts/$1 for other
CIBC Aventura® Visa* Card
Purchase interest: 20.99%, Cash advance: 22.99%, Balance transfer: 22.99%

Everyday spending


  • 1 pts/$1 for eligible gas, groceries, pharmacy, travel
  • 0.5 pts/$1 for other

Why use CardFinder

  • CardFinder has no impact on your credit score, no SIN required

  • Industry-standard protection

  • Match with cards you're most likely to qualify for

  • Your information is encrypted & never shared

Our top picks

Ratehub's top credit card picks

Find your perfect credit card in under 60 seconds - No SIN required

  1. Tell us a bit about yourself

    Answer some questions so we can personalize our recommendations - this won't impact your credit score

  2. Check your eligibility

    We confirm your eligibility with our partner, TransUnion. This will be a ‘soft credit check’ which you can see but lenders cannot

  3. Find your perfect matches

    We show you the cards you’re most likely to want and most likely to get

The knowledge bank

A wealth of wealth knowledge delivered right to your inbox

By submitting your email address, you acknowledge and agree to‘s Terms of Use and Privacy Policy. Contact us for more information. You can unsubscribe at any time.

How the CIBC Aventura rewards program works

If you’re a CIBC client – or considering becoming one – you’ll want to become familiar with the Aventura rewards program where you can earn points on every dollar you spend which can be redeemed for flights, cruises, vacation packages or general merchandise. If you want a travel credit card that lets you choose from every airline, every flight, every seat, and has points that don’t expire, keep reading.

How to earn CIBC Aventura Points

There are a total of five personal CIBC credit cards that let you earn Aventura rewards points with the CIBC Aventura Visa Infinite Card being the most popular. You’ll earn 1.5 Aventura points per $1 spent on gas, groceries and drug store purchases, 2 points per $1 spent on travel purchased through the CIBC Rewards Centre, and 1 point per $1 on all other purchases.

CIBC Aventura Visa Infinite cardholders also have access to a suite of travel benefits including access to over 1,200 airport lounges through a free Priority Pass membership, a fee rebate on NEXUS applications for a streamlined experience when crossing the border between the US and Canada, as well as mobile device insurance and hotel/motel burglary insurance.

How to redeem CIBC Aventura Points

To redeem your CIBC Aventura points for travel, login to your CIBC rewards account and go to the travel section. You can search for flights by entering your departing airport, arrival airport and travel dates. Because you’re not restricted to any airlines, or specific flights or seats, you’ll find a number of options to choose from. Flights will have a required point amount and then additional taxes that have to be paid on top of the required points.

CIBC Aventura uses five flight zones that have fixed points requirements. For example, “Long-haul: Canada/United States” requires 25,000 – 35,000 points. But CIBC also institutes a maximum ticket price for each fixed point level. For a Long-haul Canada/United States flight, 35,000 points can only cover up to $800. If a flight costs $900, the remaining $100 would cost an additional 10,000 points (charged at a rate of $1 = 100 points).

To redeem points for a flight, you need to have at least 80% of the required points. If you only have 80-99% of the required points, you can actually purchase additional points at a rate of $0.03/point to make up the difference. Unlike many other travel rewards programs, you can use your Aventura points to pay for your flight taxes and fuel surcharges.

Aside from travel rewards, you can cash in your points to reduce the balance on your Aventura credit card by simply logging into your CIBC Online Banking account and selecting Payment with Points. Plus, you can use points to fund your investment accounts (including RRSPs and TFSAs) or chip away at your mortgage – given both are held with CIBC and not at another financial institution.

The value of CIBC Aventura Points

How much is 1 CIBC Aventura point worth? Our research revealed that, on average, 1 Aventura point is worth $0.0116. However, there is a large discrepancy in the value of your points when redeeming for flights in different regions. For example, on average, you receive $0.0092/point when redeeming for a flight from Toronto to Montreal, compared to $0.0135/point for a flight from Toronto to Vancouver. So the value you receive will truly depend on what you redeem your points for.

You get the most value out of your points when booking flight tickets. So, while it may be tempting to redeem points for gift cards or to shrink your credit card or mortgage debt, it’s best to opt for cash in those instances and save up your points for the next time you need to travel.

Mikael Castaldo, Senior Business Manager of Everyday Banking

Mikael is a Senior Business Manager at and the driving force behind our Everyday Banking Team. He knows everything there is to know about the best credit cards and bank accounts, and works closely with Canada’s top financial institutions - from banks to credit unions - to help ensure our over 1,200,000 monthly users get matched with the right plastic. A numbers guy at heart, having worked as a strategy consultant at the Boston Consulting Group, he’s found himself right at home as a personal finance expert at


We help you find better financial products for your specific needs. Whether you need a mortgage, credit card, savings account, or insurance coverage, we get you the information you need to choose better.

How does make money?

Financial institutions pay us for connecting them with customers. This could be through advertisements, or when someone applies or is approved for a product. However, not all products we list are tied to compensation for us. Our industry leading education centres and calculators are available 24/7, free of charge, and with no obligation to purchase. To learn more, visit our About us page.