The Bottom Line

To pay back debt or invest. That’s the question. And it’s top of mind for many Canadians now more than ever. Between historically-low interest rates, lockdowns driving a sharp decline in consumer spending, and online brokerages … Read More

As a driver in Ontario, by law, you must have $200,000 in Third-party liability coverage to protect other people and their property from damage. You also require Accident Benefits for your medical expenses following an accident, … Read More

If you have a mortgage, then interest rates are extremely important to you! When rates go up, mortgages become more expensive. When interest rates go down, keeping up with a mortgage becomes much easier. The problem … Read More

The rate of property theft in Canada remains high. According to the latest data available from Statistics Canada in its ‘Police-reported crime for selected offences report,’ more than 1.3 million Canadians were the victim of property … Read More

Looking to purchase a new vehicle and get the best possible deal? Generally, when we think of financing a vehicle, we assume that the lowest interest rates always ensure the lowest monthly payment. However, there are … Read More

In 2008, Alan Mallory and his brother, sister, and father accomplished a remarkable feat. They were the first family of four to climb Everest, pushing through the gruelling two-month climb and reaching the summit.  Alan turned … Read More

Retirement is a life chapter that many will spend decades planning for using a Registered Retirement Savings Plan (RRSP). RRSPs have been a staple of Canadian personal finance since 1957. Since then, financially savvy Canadian citizens have taken full advantage of the exceptional tax benefits that this savings program provides. To add icing to the personal finance cake, RRSPs can also hold various types of investments along with savings—all of which can grow tax-free.

Getting a mortgage with bad credit is not impossible, but it can be tricky. Here’s how to get a mortgage with bad credit in Canada

Guest post by Willful, Canada’s quickest and easiest online estate planning platform. Make your will and power of attorney documents in under 20 minutes, from the comfort of your home. It’s commonly believed that estate planning … Read More

*story originally published on Eirene.ca According to a 2018 poll by the Angus Reid Institute, 51% of Canadians don’t have a will. Of those, around half believe that they’re too young, and the other half don’t … Read More