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Ratehub.ca is proudly Canadian-owned & operated, headquartered in Toronto & Montreal.
Referrals - Gift box (round corners)

Refer friends, get $15 each

Love your credit card? Share the love and get rewarded. Refer friends to apply for a credit card on Ratehub.ca. When they get approved, you both earn $15 in cash.

refer a friend

How it works

Get your unique link

Sign in to Ratehub.ca and copy your unique link. Don’t have one yet? Join now — it’s free.

Invite friends

Send your link via text, email, or post it on social. Wherever your friends are, your referral works.

Get rewarded $15

Once your friend applies and gets approved for an eligible credit card, you’ll both receive a $15 referral bonus via etransfer.

The referral bonus applies to eligible credit cards on Ratehub.ca. To qualify, the referred person must use your unique link, apply for a card with the “Eligible for referral bonus” badge, and get approved by the credit card issuer.

Frequently Asked Questions

When will we get our referral bonus?

My friend’s application is pending — what now?

Where do I provide my e-Transfer info?

Still unsure? Contact us.