Compare MBNA Credit Cards

If you’d like to earn cash back or other rewards with each purchase you make, or show off your favourite sports team, charity or university, take a look at the wide variety of credit cards offered by MBNA. With an MBNA MasterCard in your wallet, you could earn rewards every time you swipe your card. Here’s what they offer.

Some credit cards come with an annual fee and some do not. The general rule for this is that the greater the rewards, the larger the annual fee. The annual fee is charged once per year and is added to your credit card statement. If you don't mind paying an annual fee, select I don't mind. If you'd prefer not to pay to use a credit card, select None. Some rewards credit cards have an annual income requirement. Enter either your personal or household annual income here, as it may affect which credit cards you are able to apply for.

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What type of rewards do you want to earn for every dollar you spend? Is cash back important to you? Would you prefer gift cards or store credit? What about free flights and hotels? Think about what's most important to you and what would help your budget the most, then look for the best cards to offer that reward. Do you have a preference of whether you want a Visa, MasterCard or American Express card? Select which network you'd prefer, or select "All" if you don't have a preference.
There are a number of lenders and companies that issue credit cards - and they aren't just financial institutions. If you would prefer to get a credit card from one specific credit card issuer, choose the one you want. Otherwise, select All banks. There are generally three types of people who use credit cards: individuals, students and businesses. If you are an individual who uses their credit card for daily living expenses, select Personal. If you are in school and on living on a tight budget, select Student. And if you are someone who uses a credit card to pay for business expenses, select Business. There are many different credit card reward programs available. If you have a preferred reward program, such as Aeroplan Miles, select your choice using the dropdown. Note that each card only uses one reward program. Enter the dollar amount you spend each month on your credit card. Edit your monthly spend by each spending category in the 'monthly spending by category' tab below.

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Some credit cards come with an annual fee and some do not. The general rule for this is that the greater the rewards, the larger the annual fee. The annual fee is charged once per year and is added to your credit card statement. If you don't mind paying an annual fee, select I don't mind. If you'd prefer not to pay to use a credit card, select None. Some rewards credit cards have an annual income requirement. Enter either your personal or household annual income here, as it may affect which credit cards you are able to apply for.

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Do you carry a balance on your credit card each month? This isn't how much you spend on your card, but how much you typically carry over into a new month. If so, write that amount here, so we can calculate how much interest you'll be charged.

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There are a number of lenders and companies that issue credit cards - and they aren't just financial institutions. If you would prefer to get a credit card from one specific credit card issuer, choose the one you want. Otherwise, select All banks. There are generally three types of people who use credit cards: individuals, students and businesses. If you are an individual who uses their credit card for daily living expenses, select Personal. If you are in school and on living on a tight budget, select Student. And if you are someone who uses a credit card to pay for business expenses, select Business. Do you have a preference of whether you want a Visa, MasterCard or American Express card? Select which network you'd prefer, or select "All" if you don't have a preference.
Some credit cards come with an annual fee and some do not. The general rule for this is that the greater the rewards, the larger the annual fee. The annual fee is charged once per year and is added to your credit card statement. If you don't mind paying an annual fee, select I don't mind. If you'd prefer not to pay to use a credit card, select None. Some rewards credit cards have an annual income requirement. Enter either your personal or household annual income here, as it may affect which credit cards you are able to apply for.

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Do you have a preference of whether you want a Visa, MasterCard or American Express card? Select which network you'd prefer, or select "All" if you don't have a preference.
There are a number of lenders and companies that issue credit cards - and they aren't just financial institutions. If you would prefer to get a credit card from one specific credit card issuer, choose the one you want. Otherwise, select All banks. If you are currently carrying a balance on another credit card, you may want to take advantage of a balance transfer promotional offer with one of the credit cards listed below. Enter the amount you would transfer to the new card, to find out what the promotional interest rate and period are.

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Some credit cards come with an annual fee and some do not. The general rule for this is that the greater the rewards, the larger the annual fee. The annual fee is charged once per year and is added to your credit card statement. If you don't mind paying an annual fee, select I don't mind. If you'd prefer not to pay to use a credit card, select None. Do you have a preference of whether you want a Visa, MasterCard or American Express card? Select which network you'd prefer, or select "All" if you don't have a preference.
There are a number of lenders and companies that issue credit cards - and they aren't just financial institutions. If you would prefer to get a credit card from one specific credit card issuer, choose the one you want. Otherwise, select All banks.
Monthly spending by category
Monthly spending by category

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Credit card Interest Rate Balance transfer rate Annual fee Net reward (1st year) Monthly interest fee Monthly interest fee Required deposit
19.99% $0 $90 Get details
19.99% $0 $190 Get details
19.99% $0 $200 Get details
19.99% $89 $460 Get details
19.99% $0 $190 Get details
For a LIMITED time only, you will receive a FREE gift card from RateHub.ca to Starbucks, Homesense/Winners, or Amazon.ca upon approval of this card. Click “Get details” for more info.
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MBNA credit card overview

MBNA offers over 50 credit cards to meet your needs, with a diverse selection of rewards to choose from.

Cash Back and Rewards Points

MBNA offers a few cash back credit cards and rewards point credit cards. The MBNA Smart Cash Platinum Plus MasterCard lets you earn 5% cash back on eligible grocery and gas purchases for the first 6 months, and 2% cash back thereafter. You’ll also earn 1% cash back on all other purchases. With the MBNA Rewards MasterCard, you can earn 1 MBNA rewards point for every $1 you spend, which you can redeem for cash back, travel, merchandise, gift cards or charitable donations. The MBNA Rewards World Elite MasterCard gives you more earning potential by earning 2 MBNA Rewards points for every $1 you spend on eligible purchases.

Travel & Automotive Rewards

If you want a travel rewards credit card, the Alaska Airlines MasterCard can give you a free coach flight for a second traveller once a year, and let you earn reward miles with everyday purchases and Alaska Airlines purchases. If you’d rather save on hotels, the Best Western MasterCard lets you earn Best Western Rewards Points on eligible purchases and when you stay at Best Western.

For CAA members in Quebec, the CAA-Quebec Dollars Platinum Plus MasterCard earns you a 2% rebate on all purchases at select gas stations in Quebec and 1% everywhere else you shop. And for motorcycle enthusiasts, the Harley-Davidson MasterCard lets you earn reward points redeemable for Harley Chrome Cash to be used at Harley Davidson retailers, and makes you eligible for special motorcycle draws.

Sports Rewards

Are you a sports fan? Show off your favourite professional team with an MBNA Rewards MasterCard, and earn amazing rewards every time you make a purchase. Hockey fans can choose an NHL MasterCard from any of Canada’s hockey teams. Football fans can show their pride with an NFL MasterCard or CFL MasterCard. Other sports rewards credit cards include the Blue Jays MBNA MasterCard and the Raptors MBNA Rewards MasterCard. MBNA sports rewards credit cards typically earn you 1 MBNA Reward point for every $1 spent on eligible purchases. As a loyal fan and cardholder you get to choose the reward you want, from travel, cash back, merchandise, exclusive sports team experiences, memorabilia, merchandise and more.

University/College Rewards

If you’re a university or college student or alumni, having a personalized MBNA University or College MasterCard can help give back to your school or your schools’ alumni association with every eligible purchase you make. You can also redeem collected points for your choice of cash back, travel, charitable donations, merchandise or gift cards. All cards have no annual fee and no limit on the rewards points you can collect.

Professional Association

Show your passion for your career and help support your association, by getting a Canadian Nurses Association MasterCard or a Canadian Bar Association MasterCard. Both cards let you earn MBNA Rewards points, which can be redeemed for cash back, travel, charitable donations, merchandise or gift cards.

Charitable Causes

Help Ducks Unlimited protect and restore Canada’s wetlands with a no-fee Ducks Unlimited Canada MasterCard. Not only will you feel good for helping the cause when you swipe your card, but you’ll also earn MBNA Rewards points for every $1 you spend on eligible purchases. Points are redeemable for your choice of MBNA rewards.


More on MBNA

MBNA is a division of The Toronto-Dominion Bank, and offers affinity and co-branded credit cards in Canada, as well as insurance products. With headquarters in Ottawa and an office in Regina, MBNA MasterCards are associated with many Canadian stores, charities, educational institutions, sports associations and professional membership organizations.


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