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Find the best Air Miles credit cards without impacting your credit score

Apply with confidence. In under 60 seconds, CardFinder narrows down your top matches without impacting your credit score, no SIN required.

Compare Air Miles credit cards in Canada

The best rewards cards for
  • all reward types
  • cash back
  • store credit
  • travel
  • any annual fee
  • no annual fee
CardBest used forAnnual feeRewards
BMO eclipse Visa Infinite* Card
Purchase interest: 20.99%, Cash advance: 23.99%, Balance transfer: 23.99%

Food & transit


  • 5 pts/$1 for gas, groceries, restaurants
  • 1 pts/$1 for other
American Express® AIR MILES®* Platinum Credit Card
Purchase interest: 20.99%, Cash advance: 21.99%, Balance transfer: N/A

Air Miles


  • 0.2 pts/$1 for gas, groceries, pharmacy, 1 Mile for every $5 in card purchases in gas, groceries,pharmacy.
  • 0.1 pts/$1 for other, Earn 1 reward mile for every $10 in Card purchases.
BMO AIR MILES® MasterCard®
Purchase interest: 19.99%, Cash advance: 22.99%, Balance transfer: 22.99%

Air Miles


  • 0.04 pts/$1 for everywhere
  • 0.12 pts/$1 for other, Air Miles Partners
BMO AIR MILES® Mastercard® - Student
Purchase interest: 22.99%, Cash advance: 22.99%, Balance transfer: 22.99%


  • 0.05 pts/$1 for other

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AIR MILES is one of the most commonly used travel rewards programs in Canada. With the AIR MILES Collector card, you can earn miles when you shop at AIR MILES sponsors. AIR MILES can be used for Dream Rewards or AIR MILES Cash. Dream Rewards include merchandise and travel, such as flights, hotels, cruises and car rentals. AIR MILES Cash can be used instantly in store to receive discounts on your purchases. Accumulated AIR MILES can be managed and redeemed online at BMO and American Express offer several different credit cards that are affiliated with the AIR MILES program and allow consumers to collect AIR MILES from their everyday credit card purchases. The AIR MILES program rewards top accumulating members with Gold Collector status.

Redeemable for:

  •  Car rentals
  •  Flights
  •  Gift cards
  •  Hotels
  •  Merchandise
  •  Vacation packages

Air Miles FAQ

How much is an Air Mile worth?

How many Air Miles do you earn per dollar?

Do Air Miles expire?

Can Air Miles be used to pay for taxes and fees?

Which airlines are involved in the Air Miles program?

Can you transfer Air Miles?

Mikael Castaldo, Senior Business Manager of Everyday Banking

Mikael is a Senior Business Manager at and the driving force behind our Everyday Banking Team. He knows everything there is to know about the best credit cards and bank accounts, and works closely with Canada’s top financial institutions - from banks to credit unions - to help ensure our over 1,200,000 monthly users get matched with the right plastic. A numbers guy at heart, having worked as a strategy consultant at the Boston Consulting Group, he’s found himself right at home as a personal finance expert at


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