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Find the best Air Miles credit cards without impacting your credit score

Apply with confidence. In under 60 seconds, CardFinder narrows down your top matches without impacting your credit score, no SIN required.

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Compare Air Miles credit cards in Canada

The best rewards cards for
  • all reward types
  • cash back
  • store credit
  • travel
with
  • any annual fee
  • no annual fee
CardBest used forAnnual feeRewards
Food & transit

$120

  • 5 pts/$1 for gas, groceries, restaurants
  • 1 pts/$1 for other

Purchase interest: 20.99%  |  Cash advance: 23.99%  |  Balance transfer: 23.99%

Air Miles

$0

  • 0.04 pts/$1 for everywhere
  • 0.12 pts/$1 for other, Air Miles Partners

Purchase interest: 19.99%  |  Cash advance: 22.99%  |  Balance transfer: 22.99%

$0

  • 0.05 pts/$1 for other

Purchase interest: 22.99%  |  Cash advance: 22.99%  |  Balance transfer: 22.99%

$120

  • 0.1 pts/$1 for other

Purchase interest: 20.99%  |  Cash advance: 23.99%  |  Balance transfer: 22.99%

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  • CardFinder has no impact on your credit score, no SIN required

  • Industry-standard protection

  • Match with cards you're most likely to qualify for

  • Your information is encrypted & never shared

Our top picks

Ratehub's top credit card picks

Find your perfect credit card in under 60 seconds - No SIN required

  1. Tell us a bit about yourself

    Answer some questions so we can personalize our recommendations - this won't impact your credit score

  2. Check your eligibility

    We confirm your eligibility with our partner, TransUnion. This will be a ‘soft credit check’ which you can see but lenders cannot

  3. Find your perfect matches

    We show you the cards you’re most likely to want and most likely to get

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The knowledge bank

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AIR MILES is one of the most commonly used travel rewards programs in Canada. With the AIR MILES Collector card, you can earn miles when you shop at AIR MILES sponsors. AIR MILES can be used for Dream Rewards or AIR MILES Cash. Dream Rewards include merchandise and travel, such as flights, hotels, cruises and car rentals. AIR MILES Cash can be used instantly in store to receive discounts on your purchases. Accumulated AIR MILES can be managed and redeemed online at https://www.airmiles.ca. BMO and American Express offer several different credit cards that are affiliated with the AIR MILES program and allow consumers to collect AIR MILES from their everyday credit card purchases. The AIR MILES program rewards top accumulating members with Gold Collector status.

Redeemable for:

  •  Car rentals
  •  Flights
  •  Gift cards
  •  Hotels
  •  Merchandise
  •  Vacation packages

Air Miles FAQ

How much is an Air Mile worth?


How many Air Miles do you earn per dollar?


Do Air Miles expire?


Can Air Miles be used to pay for taxes and fees?


Which airlines are involved in the Air Miles program?


Can you transfer Air Miles?


What is the difference between Cash Miles and Dream Miles?


Natasha Macmillan, Senior Business Manager of Everyday Banking

Natasha is the Business Director of Everyday Banking at Ratehub.ca. With over a decade of business, strategy and execution experience in the financial services industry, Natasha has worked with numerous public and private enterprises across North America. Her passion for finance and education brought her to Ratehub.ca, where she works closely with Canada’s top financial institutions - from banks to credit unions - to help ensure our over 1,200,000 monthly users get matched with the right credit cards and personal financing accounts.

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About Ratehub.ca

Whether you need a mortgage, credit card, savings account, or insurance coverage, we help you find and compare the best financial products for your specific needs.

When it comes to mortgages, Ratehub.ca is more than just a place to research and compare the best rates. Our goal is to give Canadians the best mortgage experience from online search to close. This means offering Canadians the mortgage tools, information and articles to educate themselves, allowing them to get personalized rate quotes from multiple lenders to compare rates instantly, and providing them with the best online application and offline customer service to close their mortgage all in one place.

Ratehub.ca has been named Canada's Mortgage Brokerage of the Year for four years straight (2018-2021). With over 12 years of mortgage experience, and over $11 billion in mortgages funded, we deliver you the best mortgage experience in Canada.

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Financial institutions pay us for connecting them with customers. This could be through advertisements, or when someone applies or is approved for a product. However, not all products we list are tied to compensation for us. Our industry-leading education centres and calculators are available 24/7, free of charge, and with no obligation to purchase. To learn more, visit our About us page.

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