Canadian Tire credit card overview
Canadian Tire offers three rewards credit cards, giving you the opportunity to pick the card that has the rewards you want from the iconic Canadian store you love.
The Canadian Tire Options MasterCard is the best way to earn Canadian Tire “Money”, by using your card to make purchases at Canadian Tire and everywhere else you shop. As a cardholder, you also receive exclusive offers featured in the store flyer every week, and you can redeem your rewards for anything at Canadian Tire stores right at the register.
The Canadian Tire Gas Advantage MasterCard lets you save at least 2 cents and up to 10 cents off per litre of gas instantly at Canadian Tire Gas Bars. By swiping your gas credit card at the pump, you will instantly see the litre price turn back so you can fill up for less. As an introductory bonus, they often have offers, such as 10 cents off per litre automatically, for your first 30 days as a cardholder.
If you’d like to get cash back just for using your credit card, the Canadian Tire Cash Advantage MasterCard lets you earn up to 1.5% cash back on all eligible purchases anywhere you shop and up to 3% cash back at Canadian Tire stores, Canadian Tire Gas Bars and Mark’s Work Wearhouse/L’Équipeur stores. This no annual fee card lets you earn unlimited cash back per year, which is automatically applied to your account.
Other Canadian Tire Financial Services credit card products
In addition to these three credit cards, Canadian Tire Financial Services also offers its customers credit protection insurance and identity theft protection, to keep you secure and make your life a bit easier in case of unforeseen events.
Credit Protector is insurance for your Canadian Tire credit card payments, in case you lose your job, become disabled or pass away. Credit Protector can pay 3% of your outstanding balance, up to $1,000 per month, if you lose your job through no fault of your own or become disabled. If you or your spouse is diagnosed with a terminal illness and/or pass away, this service will pay your outstanding balance to a maximum of $20,000. Credit Protector costs approximately $1.10 per $100, plus applicable taxes, of your current month’s outstanding balance. For example, if you have a balance of $200, you would pay $2.20 plus taxes. If you have a monthly outstanding balance of $10 or less, Credit Protector is free.
Canadian Tire Financial Services also offers two identity theft protection products: Identity Watch Classic and Identity Watch Elite. Both products offer credit card protection that cancels and replaces services for your lost or stolen Canadian Tire credit cards. They provide Internet Personal Information Protection, which performs online monitoring of personal information that you register and reimburse you up to $75 a year for a computer tune-up. They also offer Rebound Asset Return Service, which helps return lost items to you that have an identifying Rebound sticker on. In addition to these services, Identity Watch Elite also includes travel and protection services, including emergency cash transfer and emergency airline tickets. You are also able to register on your mobile phone, making it easier to get access to the services you need.
More on Canadian Tire Financial Services
Founded in 1922, Canadian Tire Corporation, Ltd., is an iconic Canadian company comprised of retail, petroleum and financial services. There are almost 1,700 retail and gasoline outlets across Canada, making it convenient for cardholders to use their Canadian Tire credit cards to save at the gas pump, earn Canadian Tire “Money” or get cash back. Canadian Tire Financial Services offers credit cards, credit protection insurance, and an identity theft protection program that helps keep their cardholders safeguarded and secured.
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