Skip to main content
Ratehub logo
Ratehub logo

Overview of the BMO Ascend™ World Elite®* Mastercard®*

Earn rewards

5 points/$1

On eligible travel purchases*

3 points/$1

On eligible dining and entertainment purchases and recurring bill payments*

1 point/$1

On everywhere else*

Detailed card summary

Benefits & features

  • Get up to $1,700 in value including up to 115,000 points, Mastercard Travel Pass Program & 4 Complimentary Lounge Passes, NEXUS Statement Credit and the annual fee waived in the first year for both the primary cardholder and authorized users.*
    Plus, get 0%s introductory interest rate on Balance transfers for 12 months with a 2% transfer fee. ∆∆∆
  • 5x the points for every $1 spent on eligible travel purchases,* 3x the points for every $1 spent on eligible dining and entertainment purchases and recurring bill payments,* 1 point for every $1 spent everywhere else.*
  • Complimentary membership in Mastercard Travel Pass provided by DragonPass,* with four annual complimentary passes.
  • Extended Warranty*
  • Purchase Protection*
  • BMO Ascend World Elite Total Travel and Medical Protection:
    Get Collision Damage Waiver benefits on rental cars, 21 days of Out-of-Province/Out-of-Country Emergency Medical coverage of up to $5 million, and more.*
  • Enjoy six months of Instacart+ and a $10 monthly Instacart credit when you enroll your eligible BMO Credit Card.*
  • Cash Advance & Balance Transfer Interest: 21.99% for Quebec residents
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
  • *Terms and conditions apply

How to redeem


How to get approved


Ratehub review


Legal