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Let's help you find the best mortgage rate

We'll find the best rate for you in under 2 mins.

How it works on Ratehub.ca

  1. Compare

    Tell us about your mortgage needs and we'll show you personalized rates from Canada's top banks and lenders.

  2. Apply

    Choose the best rate, complete your online application and book a phone appointment with one of our award-winning mortgage experts.

  3. Close

    Upload your documents online and your personal mortgage expert will complete your mortgage from start to finish.

Close your mortgage with Ratehub.ca

Ratehub.ca is more than just the place to research and compare rates. You can close the deal that's right for you, right here. We'll help you take care of all the details.

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  • 4 TIMES

    BROKERAGE OF THE YEAR

    Our in-house brokerage, CanWise Financial, has been named Canada's brokerage of the year for four years straight (2018-2021)

  • $10 BILLION

    IN MORTGAGES FUNDED

    We're the largest online mortgage company in Canada

  • 4.9 STARS

    ON OVER 6,000 REVIEWS

    Our brokerage, CanWise Financial, is Canada’s highest-reviewed mortgage company with over 6,000 online reviews across Google and Facebook

  • 12 YEARS

    OF MORTGAGE EXPERIENCE

    We've been working hard to deliver the best mortgage experience in Canada, with the drive to do it better each year

Trusted financial institutions we work with

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Ratehub.ca education center

  • Buying

    So you've made the decision to buy a new home! The first step is to figure out how much you can afford to spend.

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  • Renewing

    If your current mortgage is up within four months, now's the time when most lenders will allow you to start the early mortgage renewal process.

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  • Refinancing

    When deciding whether or not, you should refinance your current mortgage and replace it with a new one, there are a few important things to consider.

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  • First time homebuyer

    Buying your first home can be both exciting and stressful. It can also be very expensive, especially if you don't already have assets.

    continue reading

What our customers are saying

  • Great place for calculators and articles!


    I like to use Ratehub to check for mortgage rates. They have great calculators and articles regarding mortgages and more. Easy to use and right at your fingertips!

    Morgan Lalonde

  • Best place to shop for mortgage rates!


    Best place to shop for your rates! Signed up for a mortgage on their recommendation and couldn't be happier. They make the process easy and save you thousands!

    Marc-André Surette

  • Great website that's easy to use!


    Great website! Helped me find a way better credit card than the one I had been using. Easy to navigate too !

    Adrienne Hays

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