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Compare the best credit cards in Canada

Our methodology: how we choose the best credit cards

Compare the top reward cards in Canada

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American Express Cobalt® Card

Annual fee

$156

Welcome offer

earn 1,250 points for each month you spend $750, up to a maximum of 15,000 points.

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CIBC Dividend® Visa Infinite* Card

Annual fee

$120

Welcome offer

earn 10% cash back welcome bonus of up to $250 (first 4 statements). Offer not available to QC residents. Terms and conditions apply.

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Tangerine Money-Back Credit Card

Annual fee

$0

Welcome offer

earn an extra 10% back on up to $1,000 in everyday purchases within the first 2 months. Must apply by April 30, 2024.

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Scotiabank Passport™ Visa Infinite* Card

Annual fee

$0

Welcome offer

earn up to $1,300 in value in the first 12 months, including up to 40,000 bonus Scene+ points and first year annual fee waived. Offer ends July 1, 2024.

Compare the top balance transfer & low interest cards in Canada

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MBNA True Line® Mastercard®

Annual fee

$0

Welcome offer

earn a 0% promotional annual interest rate for 12 months on balance transfers completed within 90 days of opening the account, with a 3% transfer fee.

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CIBC Select Visa* Card

Annual fee

$29

Welcome offer

Transfer your credit card balance. Get 0% interest for up to 10 months with a 1% transfer fee and a first year annual fee rebate. Terms and conditions apply.

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Scotiabank Value® Visa* Card

Annual fee

$0

Welcome offer

0% introductory interest rate on balance transfers for the first 10 months. Offer ends 31 October 2024.

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BMO® Preferred Rate MasterCard®

Annual fee

$0

Welcome offer

earn a 0.99% introductory interest rate on Balance Transfers for 9 months with a 2% transfer fee and we'll waive the $29 annual fee for the first year*

2024 credit card awards

Discover the best credit cards of the year with our in-depth analysis and extensive testing. We’ve evaluated countless options to bring you the top cards tailed to your specific spending personality, whether you’re a frequent flyer or a student.

Frequently Asked Questions

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