Let’s help you find the best bank accounts for 2026
Compare chequing or savings accounts from the big banks, digital banks, and credit unions - and get more out of your everyday banking.

Better rates. Better sleeps
Sponsored
Neo Financial
3.00%Get 2.75%* interest on your savings when you maintain at least $20,000 balance on your account Stay in control with instant access to your money at anytime and no commitment required—just clear and simple saving.
get this rateFeatured
Oaken Financial
2.80%Oaken Financial Savings Account
get this rateFeatured
EQ Bank
2.75%Features of chequing without any of the fees
get this rate
Sponsored
RBC Day to Day Banking Account
Unlimited debits and valuable features for a low fee
open accountSponsored
Scotiabank Preferred Package
Earn up to $1000* with a Scotiabank Preferred package
open accountSponsored
RBC Signature No Limit Banking
Open an eligible RBC Chequing Account by November 2, 2026 and get the new iPad(1).
open accountSponsored
Neo Chequing Account
A no-fee chequing account with 1% cashback on gas and groceries, free Interac e-Transfers, and CDIC-eligible deposit protection up to $100,000.
open account
A few things we’re proud of
960,000
monthly users
16 years young
(founded in 2010)
Over 10+M
better choices made
Trusted partner
to Canada’s top financial institutions
Education centre
Chequing account guide
We explain everything you need to know about chequing accounts - from how to open one to how save on fees.
Continue readingWhat is a savings account?
If you have some extra cash that you don’t need for day-to-day uses, a savings account can be a better option than a chequing account.
continue readingWhat are registered savings accounts?
Registered savings accounts can help you achieve specific financial goals - like saving for retirement or upcoming home purchase.
continue reading
The knowledge bank
A wealth of knowledge delivered right to your inbox.
About Ratehub.ca
At Ratehub.ca, we have empowered millions of Canadians to make smarter financial decisions. Founded in 2010, we are Canada’s leading one-stop shop for mortgage rates, credit cards, insurance, personal loans, chequing and savings accounts, GICs, and investments. We are known for delivering unbeatable savings, selection, and service.
We believe financial products should be easy to understand and personalized to your needs. That’s why we provide tools and expert resources — from Canada’s most-used mortgage calculators to educational articles with real-world insights. We compare the best rates and products in real time from leading banks, lenders, and insurers, so you can shop for all your personal finance needs in one place. And when you're ready, our award-winning brokerage teams are here to help you every step of the way.
How does Ratehub.ca make money?
Financial institutions pay us for connecting them with customers. This could be through advertisements, or when someone applies or is approved for a product. However, not all products we list are tied to compensation for us. Our industry-leading education centres and calculators are available 24/7, free of charge, and with no obligation to purchase. To learn more, visit our About us page.