Get affordable travel medical insurance in Canada

Medical travel insurance provides crucial coverage for unforeseen health-related expenses while you're travelling. This type of travel insurance safeguards you against the high costs of medical emergencies, hospital stays, and other health-related incidents that might occur away from home. Whether it's a sudden illness, an accident, or a need for medical evacuation, medical travel insurance ensures you receive the care you need without the financial burden.

Travelling exposes you to new environments and risks, making medical travel insurance an essential part of your travel plans. Without it, you could face substantial out-of-pocket expenses in case of a medical emergency. Here’s how medical travel insurance can help:

Everyone can benefit from medical travel insurance, especially if you:

• Travel internationally for leisure or business.
• Have pre-existing medical conditions.
• Engage in adventurous or high-risk activities.
• Are travelling to remote areas with limited medical facilities.

That being said, if you have a good travel credit card, you may not need the extra insurance. However, even the best credit cards don’t cover everything. If you’re over 65 or have a pre-existing condition, it’s recommended you buy coverage for emergency medical treatment.

Medical travel insurance offers comprehensive protection for various health-related scenarios. Here are some common coverages included: 

Medical travel insurance works as a safety net, providing financial protection when you need medical assistance abroad. Here’s how it typically functions:

The amount of coverage you need depends on various factors, such as:

• Destination: Some countries have higher medical costs than others.
• Duration of trip: Longer trips may require more coverage.
• Activities planned: High-risk activities may need additional coverage.
• Personal health: Consider your health condition and any pre-existing conditions.

The cost of medical travel insurance varies based on:

• Coverage amount: Higher coverage limits typically cost more.
• Destination: Travelling to countries with expensive healthcare may increase premiums.
• Age: Older travellers may pay higher premiums due to increased risk.
• Trip duration: Longer trips generally have higher premiums.
• Health status: Pre-existing conditions can increase premiums.
• Trip activities: High-risk activities like skiing can raise costs.
• High-risk destinations: Traveling to risky areas may result in higher premiums. 

Policies can range from as low as $50 to several hundred dollars, depending on these factors. Get a personalized quote to know the exact cost you’ll be paying.