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The best store credit cards for

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Card	Best used for	Annual fee	Rewards
Featured American Express Cobalt® Card Purchase interest: 20.99%, Cash advance: 21.99%, Balance transfer: N/A	Groceries & dining	$156	5 pts/$1 for groceries, restaurants 2 pts/$1 for gas, travel 1 pts/$1 for other
Featured HSBC +Rewards™ Mastercard® Purchase interest: 11.90%, Cash advance: 11.90%, Balance transfer: 11.90%		$25	2 pts/$1 for entertainment, restaurants 1 pts/$1 for bills, gas, groceries, other, pharmacy, travel
Featured HSBC World Elite®Mastercard® Purchase interest: 19.90%, Cash advance: 22.90%, Balance transfer: 22.90%		$149	3 pts/$1 for travel 1.5 pts/$1 for bills, entertainment, gas, groceries, other, pharmacy, restaurants
Featured Scotiabank Passport™ Visa Infinite* Card Purchase interest: 19.99%, Cash advance: 22.99%, Balance transfer: 22.99%	Travel perks	$139	2 pts/$1 for entertainment, groceries, restaurants, daily transit 1 pts/$1 for other
Featured BMO AIR MILES® MasterCard® Purchase interest: 19.99%, Cash advance: 22.99%, Balance transfer: 22.99%	Air Miles	$0	0.04 pts/$1 for everywhere 0.12 pts/$1 for other, Air Miles Partners
Featured CIBC Aventura® Visa Infinite* Card Purchase interest: 20.99%, Cash advance: 22.99%, Balance transfer: 22.99%	Travel	$139	2 pts/$1 for travel purchased through the CIBC Rewards Centre 1.5 pts/$1 for eligible gas, groceries, pharmacy 1 pts/$1 for other
Featured TD® Aeroplan® Visa Infinite* Card Purchase interest: 19.99%, Cash advance: 22.99%, Balance transfer: 22.99%	Aeroplan Points	$139	1.5 pts/$1 for eligible, gas, groceries and Air Canada® purchases† 1 pts/$1 for other
Featured PC Financial® World Elite Mastercard® Purchase interest: 20.97%, Cash advance: 22.97%, Balance transfer: 22.97%		$0	45 pts/$1 for at Shoppers Drug Mart or Pharmaprix 30 pts/$1 for PC grocery stores 30 pts/$1 for Esso and Mobil stations in Canada 30 pts/$1 for travel 10 pts/$1 for Everywhere Else
Featured American Express® AIR MILES®* Platinum Credit Card Purchase interest: 20.99%, Cash advance: 21.99%, Balance transfer: N/A	Air Miles	$120	0.2 pts/$1 for gas, groceries, pharmacy, 1 Mile for every $5 in card purchases in gas, groceries,pharmacy. 0.1 pts/$1 for other, Earn 1 reward mile for every $10 in Card purchases.
Featured The Marriott Bonvoy™ American Express® Card Purchase interest: 19.99%, Cash advance: 21.99%, Balance transfer: N/A	Hotel stays	$120	5 pts/$1 for travel 2 pts/$1 for other

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Our top picks

Ratehub's top credit card picks

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Featured
Cash Back Card
Earn 10% cash back during your first 4 months and 2% when your welcome rate ends.*
Featured
No Fee Card
Collect 4% in CT Money‡ at Canadian Tire and 1.5% on your first $12,000 per year in grocery purchases (excludes Costco and Walmart)
Featured
Rewards Points Card
Apply now and you could earn up to 30,000 bonus points with the American Express Cobalt® Card

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