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The best store credit cards in Canada

Earn bigger discounts, bonus rewards, and more free merchandise from your favourite retailers with the right store credit card.

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Best store credit cards in Canada

Compare the best rewards credit cards

The best store credit cards for

any annual fee
CardBest used forAnnual feeRewards
American Express® Cobalt™ Card

Groceries & dining


  • 5 pts/$1 for groceries, restaurants
  • 2 pts/$1 for gas, travel
  • 1 pts/$1 for other
get more details
BMO eclipse Visa Infinite* Card

Food & transit


  • 5 pts/$1 for gas, groceries, restaurants
  • 1 pts/$1 for other
get more details
BMO® AIR MILES® MasterCard®

Air Miles


  • 0.04 pts/$1 for everywhere
  • 0.12 pts/$1 for other, Air Miles Partners
get more details
PC Financial® Mastercard®

PC Points


  • 25 pts/$1 for pharmacy
  • 10 pts/$1 for groceries
  • 10 pts/$1 for other
get more details

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Our top picks

Ratehub's best credit cards for January 2021

education centre

Have your credit card questions answered with our education centre

Do a lot of your shopping from one retail chain? With a co-branded store credit card, you'll earn loyalty points for every dollar you spend. That adds up to more discounts and free merchandise from your favourite store.

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About Ratehub

We help you find better financial products for your specific needs. Whether you need a mortgage, credit card, savings account, or insurance coverage, we get you the information you need to choose better.

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Financial institutions pay us for connecting them with customers. This could be through advertisements, or when someone applies or is approved for a product. However, not all products we list are tied to compensation for us. Our industry leading education centres and calculators are available 24/7, free of charge, and with no obligation to purchase. To learn more, visit our About us page.

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