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The best store credit cards in Canada

Earn bigger discounts, bonus rewards, and more free merchandise from your favourite retailers with the right store credit card.

Compare the best rewards credit cards

The best store credit cards for

store credit


any annual fee
CardBest used forAnnual feeRewards

Food & transit


  • 5 pts/$1 for gas, groceries, restaurants
  • 1 pts/$1 for other

Travel perks


  • 2 pts/$1 for entertainment, groceries, restaurants, daily transit
  • 1 pts/$1 for other

Air Miles


  • 0.1 pts/$1 for gas, groceries, pharmacy
  • 0.067 pts/$1 for other


  • 45 pts/$1 for at Shoppers Drug Mart or Pharmaprix
  • 30 pts/$1 for Participating stores means affiliated Loblaw banner grocery stores where the PC Optimum™ program is offered.
  • 30 pts/$1 for Esso™ and Mobil™ stations in Canada
  • 30 pts/$1 for travel
  • 10 pts/$1 for Everywhere Else


A few things we're proud of

  • 1,200,000

    monthly users

  • 9 years


  • Over 1M

    better choices made

  • Trusted partner

    to Canada’s top financial institutions

Our top picks

Ratehub's best credit cards for August 2021

education centre

Have your credit card questions answered with our education centre

Do a lot of your shopping from one retail chain? With a co-branded store credit card, you'll earn loyalty points for every dollar you spend. That adds up to more discounts and free merchandise from your favourite store.

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About Ratehub

We help you find better financial products for your specific needs. Whether you need a mortgage, credit card, savings account, or insurance coverage, we get you the information you need to choose better.

How does make money?

Financial institutions pay us for connecting them with customers. This could be through advertisements, or when someone applies or is approved for a product. However, not all products we list are tied to compensation for us. Our industry leading education centres and calculators are available 24/7, free of charge, and with no obligation to purchase. To learn more, visit our About us page.