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The best store credit cards in Canada for 2024

Natasha-M 1
Natasha Macmillan, Business Unit Director - Everyday Banking

April 12, 2024

Store credit cards help shoppers save in addition to other perks such as extended warranty or purchase protection. If you are a frequent shopper at the retailer, signing up may be worthwhile. Here is our round-up of the best store credit cards in Canada.

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Best Store Credit Cards in Canada

If you’re a frequent shopper at specific stores, you’ll want to find out if they have a loyalty program so you can earn points to redeem on future purchases. Even better, you’ll want to explore store credit cards to see if any of them will accelerate your earnings further. Here are the best store credit cards in Canada for 2024.

Best overall store credit card

Featured

First year reward
$421/yr

based on spending $2,200/mo after $0 annual fee

Earn rewards

10pts – 45pts / dollar spent

Welcome bonus

20,000 points (a $20 value)

Annual fee

$0

Best store credit card for cash back

Featured

4.5 Ratehub rated

Best for Flexible spending

First year reward
$756/yr

based on spending $2,200/mo after $0 annual fee

Earn rewards

0.5% – 10% / dollar spent

Welcome bonus

$100

Annual fee

$0

Best Costco credit card in Canada

Best credit card for USD shopping

Featured

First year reward
$396/yr

based on spending $2,200/mo after $0 annual fee

Earn rewards

1.5% – 3% / dollar spent

Annual fee

$0

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