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The best Scotia Rewards credit cards in Canada

Looking to earn Scotia points? Why not compare your options? We’ll narrow down your best card matches from multiple rewards programs.

Compare Scotia Rewards credit cards in Canada

The best rewards cards for

all reward types


any annual fee
CardBest used forAnnual feeRewards

Food & transit


  • 5 pts/$1 for gas, groceries, restaurants
  • 1 pts/$1 for other

Travel perks


  • 2 pts/$1 for entertainment, groceries, restaurants, daily transit
  • 1 pts/$1 for other

Everyday spending


  • 1 pts/$1 for other


  • 1 pts/$1 for travel
  • 1 pts/$1 for other


A few things we're proud of

  • 1,200,000

    monthly users

  • 9 years


  • Over 1M

    better choices made

  • Trusted partner

    to Canada’s top financial institutions

Our top picks

Ratehub's best credit cards for August 2021

We've helped over 1 million Canadians compare the best credit cards

Whether you want cash back or travel points, lounge access benefits or roadside assistance perks - there's a credit card out there that's right for you. Find it in under 2 minutes.

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About the program

The Scotia Rewards program offers flexible redemption options on travel. The rewards program allows you to book travel any way you wish, then redeem point for the travel cost and receive a statement credit (except for the Scotiabank passport cards). The Scotia Rewards program also has a full service online travel agency, where you can use points to book travel. You can manage and redeem your points at

Redeemable for: 

  • Flights (on any airline)
  • Car rentals
  • Gift cards
  • Hotels 
  • Merchandise
  • Vacation packages

About Ratehub

We help you find better financial products for your specific needs. Whether you need a mortgage, credit card, savings account, or insurance coverage, we get you the information you need to choose better.

How does make money?

Financial institutions pay us for connecting them with customers. This could be through advertisements, or when someone applies or is approved for a product. However, not all products we list are tied to compensation for us. Our industry leading education centres and calculators are available 24/7, free of charge, and with no obligation to purchase. To learn more, visit our About us page.