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Find the best Scotia Rewards credit cards without impacting your credit score

Apply with confidence. In under 60 seconds, CardFinder narrows down your top matches without impacting your credit score, no SIN required.

Compare Scotia Rewards credit cards in Canada

The best rewards cards for
  • all reward types
  • cash back
  • store credit
  • travel
with
  • any annual fee
  • no annual fee
CardBest used forAnnual feeRewards
BMO eclipse Visa Infinite* Card
Purchase interest: 20.99%, Cash advance: 23.99%, Balance transfer: 23.99%

Food & transit

$120

  • 5 pts/$1 for gas, groceries, restaurants
  • 1 pts/$1 for other
Featured
Scotiabank Passport™ Visa Infinite* Card
Purchase interest: 19.99%, Cash advance: 22.99%, Balance transfer: 22.99%

Travel perks

$139

  • 2 pts/$1 for entertainment, groceries, restaurants, daily transit
  • 1 pts/$1 for other
Featured
Scotiabank®* Gold American Express® Card
Purchase interest: 19.99%, Cash advance: 22.99%, Balance transfer: 22.99%

Groceries & dining

$120

  • 5 pts/$1 for entertainment, groceries, restaurants
  • 3 pts/$1 for other, travel
  • 1 pts/$1 for other
Scotiabank® American Express® Card
Purchase interest: 19.99%, Cash advance: 22.99%, Balance transfer: 22.99%

Everyday spending

$0

  • 1 pts/$1 for other

Why use CardFinder

  • CardFinder has no impact on your credit score, no SIN required

  • Industry-standard protection

  • Match with cards you're most likely to qualify for

  • Your information is encrypted & never shared

Our top picks

Ratehub's top credit card picks

Find the best credit cards without impacting your credit score

Apply with confidence. In under 60 seconds, CardFinder narrows down your top matches without impacting your credit score, no SIN required.

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About the program

The Scotia Rewards program offers flexible redemption options on travel. The rewards program allows you to book travel any way you wish, then redeem point for the travel cost and receive a statement credit (except for the Scotiabank passport cards). The Scotia Rewards program also has a full service online travel agency, where you can use points to book travel. You can manage and redeem your points at https://www.scotiarewards.com/account/Login.aspx.

Redeemable for: 

  • Flights (on any airline)
  • Car rentals
  • Gift cards
  • Hotels 
  • Merchandise
  • Vacation packages

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