Canadians are well acquainted with the concept of IOU. According to TransUnion, the average Canadian’s non-mortgage consumer debt load climbed to $29,312 in the fourth quarter of 2017, with an average credit card balance of $4,154. Consumer … Read More
Your 20s can be an awesome and awkward time of your life. You’ve finished school and you’re now starting to work full-time. You’re an adult! The problem is, they don’t exactly teach you money management in … Read More
Many people in Canada have likely wondered how to travel for free with credit cards? The concept is simple, signup bonuses, smart spending, and travel rewards could get you free flights and hotels. The problem is, … Read More
Flying has become incredibly expensive for Canadians. We have some of the highest airport taxes in the world and with limited competition, the fares offered can seem ridiculous at times compared to what you may pay … Read More
Every year, Ratehub.ca rounds up the best credit cards in Canada to help consumers wade through the financial weeds to find the card most suited to their spending habits and lifestyle. Like clothing, credit cards aren’t … Read More
Like money in a savings account, the balance on your credit card accumulates interest — except not in the good way. If you’re crippled by compounding charges because you carry a balance from month to month, you should … Read More
The new Scotiabank Passport Visa Infinite card brings a major perk often lacking in the Canadian travel rewards market: no foreign currency transaction fee. The best travel credit cards in Canada offer bonus points, travel insurance, and … Read More
Debt can be a helpful means to an end – it lets you make major purchases or cover unexpected bills without having all the cash up front. On the other hand, taking an extended period of … Read More
Some things in life are one-size-fits-all. They will suit you both in your twenties and in your sixties. Your tastes won’t change and neither will your needs, so these things remain a constant in your life … Read More
Like many Canadians, you’re probably bombarded regularly with credit card offers from banks and retailers. With an overwhelming number of options to choose from, you might end up applying for a credit card simply because it’s … Read More