Credit Cards

This post is sponsored by CIBC. The views and opinions expressed in this blog, however, are my own. CIBC is not responsible for maintaining or monitoring the accuracy of information on this website. Some of the most … Read More

Years ago, when my wife and I were planning our wedding, someone suggested to us that we should get a travel rewards credit card. The theory was that if we used the card to pay for … Read More

Although credit cards with annual fees generally dole out more rewards and higher payouts, there are reasons why picking up a fee-based credit card might not make financial sense (like if you’re a student or on … Read More

When it comes to credit cards, there are universal truths that almost everyone can agree on: a credit card can be an effective tool for building credit; missing a payment is never a good strategy nor … Read More

From points bonuses and cash back offers to annual fee waivers, there’s no shortage of credit card promotions out there on the market. Designed to spur interest and entice applications, promotional offers can also help those … Read More

Your credit score is a crucial part of your financial fitness, and that’s a fact. This three-digit number is used to measure your chances of gaining approval for financing for car loans, credit cards, personal loans, … Read More

Instant approval credit cards make applying for a card quick and easy – letting you know whether your application is approved or rejected on the spot in just minutes. If you’re instantly approved, expect to receive … Read More

Most people don’t realize it, but just about every credit card out there charges foreign transaction fees. Whenever you buy something in a non-Canadian currency, you end up paying an additional 2.5% on top of the … Read More

This article is sponsored by CIBC. Can’t imagine living without your Netflix or Spotify subscription? Well, you’re not alone. According to a 2020 report, “73% of Canadians stream video, TV, or movies online at least once … Read More

Air Miles may be one of the largest loyalty programs in Canada – with a whopping 11 million accountholders collectively swiping thousands of Air Miles Cards a minute – but it’s arguably become less rewarding when … Read More