Best American Express Credit Cards in Canada
|Credit card||Purchase interest rate||Balance transfer rate||Annual fee||Net reward (1st year)||Monthly interest fee||Monthly interest fee||Required deposit|
|19.99%||$ 150||$474||Get details|
|19.99%||$ 65||$357||Get details|
|19.99%||$ 120||$||Get details|
first year free
|19.99%||$ 0||$325||Get details|
|19.99%||$ 0||$169||Get details|
|19.99%||$ 0||$405||Get details|
|30%||$ 150||$532||Get details|
|19.99%||$ 120||$727||Get details|
|30%||$ 699||$26||Get details|
|30%||$ 180||$-35||Get details|
|19.99%||$ 99||$441||Get details|
|19.99%||$ 0||$127||Get details|
|30%||$ 499||$||Get details|
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first year free
American Express is the smallest of the three major credit card companies in Canada, in terms of how many credit cards it offers and where they are accepted. The company currently offers four personal credit cards in just its own name – not attached to any outside partners – as well as a few business credit cards, and a number of rewards credit cards with their partners.
The 4 personal credit cards American Express offers are its 2 x SimplyCash Cards, the American Express Gold Rewards Card and the Platinum Card. The SimplyCash Cards are cash back credit cards that offer as much as 5% cash back for the first 6 months, then 1.25-1.5% afterwards. The American Express Gold Rewards Card is one of the most popular American Express credit cards in Canada, as it comes with a welcome bonus of 25,000 Membership Rewards points (which can be redeemed to cover travel expenses) and offers double points on eligible purchases. Finally, the Platinum Card is the most high-end credit card in Canada, as its $699 annual fee gives you 50,000 Membership Rewards points and access to the First Tier of American Express’ Membership Rewards Program.
Depending on whether you go Gold or Platinum, the Membership Rewards points you earn with your American Express credit card can be redeemed for any number of things:
American Express has always been fairly selective about who they team up with. American Express’s current credit card partnerships include:
American Express also used to be the only credit card company to have a partnership with Costco, until 2014 when that relationship ended and Costco decided to offer its members a Capital One MasterCard credit card instead.
American Express (also known as Amex) is a multi-national financial services corporation that offers a variety of credit cards, charge cards, travel insurance and traveler’s cheques. While Amex cards are said to account for 24% of the total dollar volume of credit card transactions in the U.S. , The Nilson Report showed that American Express held just 3.8% of the market share of purchase transactions made worldwide in 2013. American Express operates in more than 140 countries.