Overview of the American Express® Essential™ Credit Card
Compare against our best Low interest cards
MBNA True Line® Mastercard® credit card
Standard Annual Interest Rates of 12.99% on purchases, 12.99% on balance transfers✪ and 24.99% on cash advances
CIBC Select Visa* Card
Transfer your credit card balance - Get 0% interest for up to 10 months with a 1% transfer fee† and a first year annual fee rebate†
MBNA True Line® Gold Mastercard® credit card
Detailed card summary
Benefits & features
- Enjoy a low 12.99% interest rate on purchases
- Balance Transfer option is only available at time of online application. There is no balance transfer fee at time of application*
- Access to memorable experiences with American Express Invites™
- Shopping coverage and 24/7 Customer Service
- Have the flexibility to pay your balance in full or over time
- Foreign Transaction Fee: 2.5%
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