Best Scotiabank Credit Cards in Canada
|Credit card||Purchase Interest Rate||Balance transfer rate||Annual fee||Net reward (1st year)||Monthly interest fee||Monthly interest fee||Required deposit|
For a limited time, you will receive a gift card from Ratehub.ca if your application is approved. Terms and conditions apply. Click here for details. free gift card
As Canada’s third most profitable bank, Scotiabank offers a long list of credit card products to serve the needs of Canadians. Scotiabank’s three most popular cards are the: Scotiabank Gold American Express Card, Scotia Momentum Visa Infinite Card and the Scotia SCENE Visa Card.
The Scotiabank Gold American Express Card lets you 4x the Scotia Rewards points for every $1 spent on gas, groceries, dining out and entertainment. Points can be redeemed on a number of travel-related expenses and the card comes with excellent travel insurance benefits. If you don’t want to pay the $99 annual fee, you can get the Scotiabank American Express Card (non-Gold) instead for just $39.
If you’d rather earn cash back instead, the Scotia Momentum Visa Cards come in three tiers: they offer a no annual fee card that earns just 1% cash back, a $39 annual fee card that earns 2% cash back, and the best cash back credit card in Canada is the Scotia Momentum Visa Infinite Card, which earns up to 4% cash back on eligible purchases and costs just $99.
If you’re a movie lover, the Scotia SCENE Visa Card is their third most popular credit card. The card comes with a sign-up bonus of 4,000 SCENE points (equal to 4 free movies), and lets you earn 5 SCENE points per $1 spent at Cineplex and 1 SCENE point per $1 spent everywhere else. This card is a great option for students, as it has no annual fee, and points can be redeemed for entertainment or merchandise – nice, if you’re on a tight budget!
Beyond their most popular credit cards, Scotiabank offers a number of other no annual fee credit cards, travel rewards credit cards and business credit cards. You can compare them all in the list above.
Other than their partnership with Cineplex + SCENE, Scotiabank’s only other credit card partnership is with the NHL. You can choose your favourite team card, then earn 1 ScotiaHockey Rewards point per $1 spent on your card. The card also comes with a 5,000 point bonus and gives you 20% off all purchases at the NHL’s official online store.
Scotiabank is a leading financial services company in over 55 countries and is Canada’s most international bank. Originating in Halifax, Nova Scotia in 1832, Scotiabank has grown to be the third most profitable bank in Canada by offering a broad range of financial services, such as personal and commercial banking, corporate and investment banking, and wealth management. With more than 86,000 employees, Scotiabank serves over 21 million customers worldwide. In Canada, Scotiabank serves over 7.7 million personal and business customers through its 1,190 branches and offices. In 2012, Scotiabank acquired ING DIRECT Canada (now Tangerine Bank), which serves 1.9 million customers through Internet, mobile and telephone banking.