Apply now for a Secured Card from Refresh to build your credit score faster
The card has been designed with building a positive payment history and credit history in mind. It comes with no credit check and a low interest rate.start my application
Build credit while spending money
Guaranteed approval with deposit
Trusted by 100,000+ Canadians
Simple digital application
Tell us a little bit about yourself and we’ll find the best way to build your credit score – FAST – with our solutions that fit your budget and no credit check is required!
Build your credit score
We report directly to the credit bureaus helping you build your credit score – FAST – and we simplify the process with automated payments and payment reminders.
Reach your financial goal
Nobody builds credit for fun. We’re here to help you achieve your financial goals, whatever they might be: a mortgage, personal or car loan, or a non-secured credit card.
$200 - $10,000