Skip to main content
Ratehub logo
Ratehub logo

Overview of the Secured Neo World Elite® Mastercard

Earning categories

5%

On groceries

4%

On bills

3%

On gas

1%

On everything else

Detailed card summary

Benefits & features

  • The Secured Neo World Elite® Mastercard lets you grow your credit history while unlocking premium perks and elevated cashback on your everyday spend.
  • Option of 3 distinct rewards plans:
    • Gas & Grocery
      • Earn 5% on groceries, 4% on recurring payments, and 3% on gas — the card that works hardest where Canadians spend the most.
    • Shop & Dine
      • Earn 5% every time you dine out or order in, and 3% on retail shopping — the card built for how you actually enjoy spending.
      • Canada’s strongest dining cashback rate, plus serious rewards on shopping. No compromises.
    • Everywhere
      • The same Neo World Elite benefits and 2% on every purchase — the card that keeps things simple.
  • Guided credit building tools with built-in credit score tracking
  • Instant approval and access to virtual card to start using immediately
  • No minimum credit score requirement

How to redeem


How to get approved


Ratehub review


Legal