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The best 5-year non-registered GIC rates

Compare the best short-term, unregistered GIC rates available in Canada with 5-year terms.

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  1. 4.35%$1,186 total return based on$5,000 investment
    Term
    5 Years
    Type
    Non-registered
    Minimum investment
    $100
  2. Featured

    4.70%$1,291 total return based on$5,000 investment
    Term
    5 Years
    Type
    Non-registered
    Minimum investment
    $100
  3. Featured

    4.35%$1,186 total return based on$5,000 investment
    Term
    5 Years
    Type
    Non-registered
    Minimum investment
    $1,000
  4. Featured

    4.15%$1,151 total return based on$5,000 investment
    Term
    5 Years
    Type
    Non-registered
    Minimum investment
    $500

Best 5 year non-registered GIC Rates in Canada

Compare the best 5-year GIC rates in Canada on our best GICs page.

For 5-year registered GIC rates to hold in accounts like TFSAs, RRSPs and other government accounts, read our guide to the best 5-year registered GICs.

Frequently asked questions

How do 5-year non registered GICs work?


What is the best 5 year GIC in Canada?


How should you use a 5-year GIC?


More GIC types

The type of GIC you choose depends on your situation and financial goals. There are a variety of term lengths and account types to choose from. Read more about popular GIC types in Canada:

To help you decide which GIC is right for you, read our guide to the different types of GICs in Canada.

The bottom line

Remember to consider the interest rate, term length, flexibility, and CDIC coverage when choosing the right GIC for you. With the right investment strategy, you can secure your financial future and enjoy guaranteed returns. By choosing one of the best 5 year non-registered GIC rates mentioned in this article, you can get the most out of your investment and achieve your financial goals.

The best overall GICs in Canada

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