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Compare the best CIBC GICs

Want to open a GIC with CIBC? Why not compare your options? View Canada's highest-interest GICs from multiple banks in seconds.

Compare GICs

Rates updated:

  • No Results
  • non-registered
  • registered
  • TFSA
  • USD
GICs for a term of
  • 30 days
  • 90 days
  • 120 days
  • 6 months
  • 1 year
  • 2 years
  • 3 years
  • 4 years
  • 5 years
  • 10 years
with a balance of
  • $1,000
  • $5,000
  • $10,000
  • $50,000
  • $100,000

$23 total return based on

$5,000 investment

1 Year
Minimum investment


A few things we're proud of

  • 1,200,000

    monthly users

  • 9 years


  • Over 1M

    better choices made

  • Trusted partner

    to Canada’s top financial institutions

The best overall GICs in Canada

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About CIBC

Canadian Imperial Bank of Commerce (CIBC) is one of Canada’s five major banks. On top of providing debt and equity financing, trading, equity research, and corporate banking to its clients, CIBC also has a personal banking division that offers bank accounts, credit cards, and lending and investment services. CIBC connects its clients through a large network of branches and automated banking machines, as well as mobile, online, and telephone banking.

CIBC's GIC rates

CIBC offers a variety of GICs with varying term lengths. You can choose a short-term non-redeemable GIC from CIBC for terms of less than 364 days. CIBC’s long-term non-redeemable and redeemable GICs can be invested in for terms of between one and seven years. Interest rates are tiered, which means the longer the term, the higher the interest rate. CIBC also offers special types of GICs, such as the escalating rate GIC, which offers rates that increase each year over three years.

Compare other CIBC products

At CIBC, you can also deposit your money into your bank account. CIBC offers a number of savings accounts that will help you grow your savings. Additionally, you can also find mortgages, registered retirement savings plans, tax-free savings accounts, and credit cards from CIBC.

Mikael Castaldo, Senior Business Manager of Everyday Banking

Mikael is a Senior Business Manager at and the driving force behind our Everyday Banking Team. He knows everything there is to know about the best credit cards and bank accounts, and works closely with Canada’s top financial institutions - from banks to credit unions - to help ensure our over 1,200,000 monthly users get matched with the right plastic. A numbers guy at heart, having worked as a strategy consultant at the Boston Consulting Group, he’s found himself right at home as a personal finance expert at

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