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Compare the best CIBC GICs

Want to open a GIC with CIBC? Why not compare your options? View Canada's highest-interest GICs from multiple banks in seconds.

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Compare GICs

Rates updated:

  • No Results
  • non-registered
  • registered
  • TFSA
  • USD
GICs for a term of
  • 30 days
  • 90 days
  • 120 days
  • 6 months
  • 1 year
  • 2 years
  • 3 years
  • 4 years
  • 5 years
  • 10 years
with a balance of
  • $1,000
  • $5,000
  • $10,000
  • $50,000
  • $100,000
  1. CIBC

    4.25%$213 total return based on$5,000 investment
    1 Year
    Minimum investment


A few things we're proud of

  • 1,200,000

    monthly users

  • 11 years


  • Over 1M

    better choices made

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    to Canada’s top financial institutions

The best overall GICs in Canada

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About CIBC

Canadian Imperial Bank of Commerce (CIBC) is one of Canada’s five major banks. On top of providing debt and equity financing, trading, equity research, and corporate banking to its clients, CIBC also has a personal banking division that offers bank accounts, credit cards, and lending and investment services. CIBC connects its clients through a large network of branches and automated banking machines, as well as mobile, online, and telephone banking.

CIBC's GIC rates

CIBC offers a variety of GICs with varying term lengths. You can choose a short-term non-redeemable GIC from CIBC for terms of less than 364 days. CIBC’s long-term non-redeemable and redeemable GICs can be invested in for terms of between one and seven years. Interest rates are tiered, which means the longer the term, the higher the interest rate. CIBC also offers special types of GICs, such as the escalating rate GIC, which offers rates that increase each year over three years.

Compare other CIBC products

At CIBC, you can also deposit your money into your bank account. CIBC offers a number of savings accounts that will help you grow your savings. Additionally, you can also find mortgages, registered retirement savings plans, tax-free savings accounts, and credit cards from CIBC.

Natasha Macmillan, Senior Business Manager of Everyday Banking

Natasha is the Business Director of Everyday Banking at With over a decade of business, strategy and execution experience in the financial services industry, Natasha has worked with numerous public and private enterprises across North America. Her passion for finance and education brought her to, where she works closely with Canada’s top financial institutions - from banks to credit unions - to help ensure our over 1,200,000 monthly users get matched with the right credit cards and personal financing accounts.

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Whether you need a mortgage, credit card, savings account, or insurance coverage, we help you find and compare the best financial products for your specific needs.

When it comes to mortgages, is more than just a place to research and compare the best rates. Our goal is to give Canadians the best mortgage experience from online search to close. This means offering Canadians the mortgage tools, information and articles to educate themselves, allowing them to get personalized rate quotes from multiple lenders to compare rates instantly, and providing them with the best online application and offline customer service to close their mortgage all in one place. has been named Canada's Mortgage Brokerage of the Year for four years straight (2018-2021). With over 12 years of mortgage experience, and over $11 billion in mortgages funded, we deliver you the best mortgage experience in Canada.

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Financial institutions pay us for connecting them with customers. This could be through advertisements, or when someone applies or is approved for a product. However, not all products we list are tied to compensation for us. Our industry-leading education centres and calculators are available 24/7, free of charge, and with no obligation to purchase. To learn more, visit our About us page.

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