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The best overall GICs in Canada
About TD Canada Trust
TD Canada Trust is a wholly-owned subsidiary of TD Bank Group, which operates three main business lines (Canadian retail, U.S. retail, and wholesale banking). It has more than 13 million personal and small business banking customers across the country. TD Canada Trust offers a number of products and services, including guaranteed investment certificates (GICs) and other term deposits.
TD Canada Trust's GIC rates
Similar to the other Canadian Big Five banks, TD Canada Trust offers a variety of GIC investment options. Among these options are both cashable (redeemable) and non-cashable (non-redeemable) GICs. TD Canada Trust’s short-term GICs can be purchased for term lengths of 30, 60, 90, 120, 180, or 270 days. These are available for GICs in non-registered and registered plans. However, the 30- and 60-day terms aren’t available for GICs in a registered retirement income fund (RRIF) or registered education savings plan (RESP). Alternatively, you can buy a GIC for both non-registered and registered plans at TD Canada Trust with term lengths of either one, two, three, four, or five years. Interest rates for these GICs vary depending on the term length.
Compare other TD Canada Trust products
At TD Canada Trust, you can find other common personal banking products and services including savings and chequing accounts, mortgages, credit cards, and other savings and investment products.
Natasha is the Business Director of Everyday Banking at Ratehub.ca. With over a decade of business, strategy and execution experience in the financial services industry, Natasha has worked with numerous public and private enterprises across North America. Her passion for finance and education brought her to Ratehub.ca, where she works closely with Canada’s top financial institutions - from banks to credit unions - to help ensure our over 1,200,000 monthly users get matched with the right credit cards and personal financing accounts.read linkedin bio
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