The best travel insurance for Canadians

While travel insurance isn’t required by law, getting coverage ahead of time is the smart and financially responsible thing to do. The cost of an overseas implication is generally much higher than if it were to happen at home, so travel insurance can offer your extra protection and peace of mind. 

Medical care is the best example of this as most health insurers – public or private – won’t cover you overseas. Because of the high cost of healthcare, an uninsured emergency while you’re travelling can cost you thousands of dollars out-of-pocket.

Since public healthcare in Canada is provided at a provincial or territorial level, it’s still a good idea to purchase travel insurance when taking a domestic trip. Your public health insurance will provide some form of medical coverage out-of-province, but you may still face additional expenses – including bills for ambulance rides, medical testing, or dental work. Having the right travel policy in place ensures you won’t be left on your own to cover these gaps.

Also, keep in mind that a travel policy isn’t only limited to coverage for medical expenses. You may want to purchase trip cancellation or trip interruption insurance for your out-of-province stay to ensure you won’t lose out on any pre-paid expenses in case of an emergency. 

Yes, our partner allows you to purchase travel insurance while you're already overseas. There is, however, a 48-hour waiting period from your policy start date in which you won't be able to claim benefits for injury or illness. Be sure to read the full terms and conditions as there may be additional exclusions to your coverage when binding a last-minute policy.

Keep in mind that other providers might not offer insurance to travellers that have already departed, so it’s always best to prepare far in advance. 

We partner with World Nomads, a leading travel insurance provider, to offer low-rate coverage options for those leaving or coming to Canada. By providing us with a few details, you can get a personalized travel insurance quote with us today, and bind your policy online in just a few minutes.