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Find the best National Bank credit cards without impacting your credit score

Apply with confidence. In under 60 seconds, CardFinder narrows down your top matches without impacting your credit score, no SIN required.

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Compare Canada's best National Bank credit cards

The best rewards cards for
  • all reward types
  • cash back
  • store credit
  • travel
  • any annual fee
  • no annual fee
CardBest used forAnnual feeRewards
Food & transit


  • 5 pts/$1 for gas, groceries, restaurants
  • 1 pts/$1 for other

Purchase interest: 20.99%  |  Cash advance: 23.99%  |  Balance transfer: 23.99%


  • 1.5 pts/$1 for 1.5 points per $0 to $40,000 in purchases
  • 2 pts/$1 for 2 points per $40,001 to $80,000 in purchases
  • 1.5 pts/$1 for entertainment, 1.5 points per $80,001 and more.

Purchase interest: 20.99%  |  Cash advance: 22.49%  |  Balance transfer: 22.49%


  • 1% bills, restaurants
  • 0.5% other

Purchase interest: 20.99%  |  Cash advance: 22.49%  |  Balance transfer: 22.49%

Travel insurance


  • 1.25 pts/$1 for $0 to $20 000: 1.25 points per dollar in purchases
  • 2 pts/$1 for $20 0001 to $30 000: 2 points per dollar in purchases
  • 1.25 pts/$1 for entertainment, $30 0001 and more: 1.25 points per dollar in purchases.

Purchase interest: 20.99%  |  Cash advance: 22.49%  |  Balance transfer: 22.49%

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National Bank credit card overview

National Bank offers 9 personal credit cards that have a range of benefits to meet your needs.

If you’re an avid traveller and you’re looking for the perfect rewards credit card, National Bank offers three excellent options: The World Elite Mastercard ($150 annual fee), the World Mastercard ($115 annual fee), and the Platinum Mastercard ($89 annual fee). All three cards provide comprehensive travel insurance and allow you to earn points rapidly.

If you’re looking for a cash back card, National Bank has you covered with the ECHO Cashback Mastercard. This card charges a nominal $30 and 1.5% cash back on groceries, gas, and most online purchases. You’ll get 1% cash back on all other purchases. For a no-fee alternative, the mycredit Mastercard earns 1% on dining and preauthorized payments, 0.5% on everything else, and even comes with mobile device insurance.

National Bank rewards

National Bank offers a number of rewards cards that allow you to collect points that can be redeemed for travel, merchandise, and gift cards. Depending on which card you choose and what you're buying, your card earn anywhere from 1 point to 2.5 points for each $1 you spend on your card.

With the National Bank World Elite Mastercard, you can earn up to 2.5 points per dollar on your card purchases. You’ll also gain access to one of the best credit card travel insurance plans on the market offering up to $5,000,000 in out of province/country medical insurance for trips up to 60 days with even seniors up to 75 years old receiving up to 15 days of coverage.

About National Bank

Founded in 1859, National Bank is sixth largest bank in Canada and the largest bank in Quebec. Like most Canadian financial institutions, it offers mortgages, credit cards, wealth management, lines of credit, and personal banking services. National Bank is headquartered in Montreal.

Cards summary (+/-)

Natasha Macmillan, Senior Business Manager of Everyday Banking

Natasha is the Business Director of Everyday Banking at With over a decade of business, strategy and execution experience in the financial services industry, Natasha has worked with numerous public and private enterprises across North America. Her passion for finance and education brought her to, where she works closely with Canada’s top financial institutions - from banks to credit unions - to help ensure our over 1,200,000 monthly users get matched with the right credit cards and personal financing accounts.

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