The best National Bank credit cards in Canada for 2023
Explore the best variety of National Bank credit cards, tailored to meet your unique needs. Compare, choose, and apply today for a card that matches your purchasing habits.
Find Canadaās best National Bank credit cards suited for you in 60 seconds! View cards and exclusive offers youāre likely to qualify for without affecting your credit or needing a SIN
Unlock exclusive gift cards while they last
Compare Canada's best National Bank credit cards
Why use CardFinder
CardFinder has no impact on your credit score, no SIN required
Industry-standard protection
Match with cards you're most likely to qualify for
Your information is encrypted & never shared
Ratehub's top credit card picks
American Express CobaltĀ® Card
check eligibilityApply now and you could earn up to 30,000 bonus points with the American Express CobaltĀ® Card
Tangerine Money-Back Credit Card
check eligibilityEarn an extra 10% back on up to $1,000 in everyday purchases within the first 2 months. Must apply by July 5, 2023. Click "check eligibility" to get an additional $100 Amazon gift card š upon approval.
CIBC DividendĀ® Visa Infinite* Card
check eligibilityWelcome Offer: Get a first-year annual fee rebate and earn 15% cash back welcome bonus of up to $300 (first 4 statements)!ā
CIBC DividendĀ® Visa Infinite* Card
check eligibilityWelcome Offer: Get a first-year annual fee rebate and earn 15% cash back welcome bonus of up to $300 (first 4 statements)!ā
Featured product
check eligibilityEarn 25,000 points* ($125 travel value) if you spend $1,000 in the first 180 days. Must apply by February 28, 2023. Conditions apply.
BMO CashBackĀ® MasterCardĀ®*
check eligibilityWelcome offer:Ā Get up to 5% cash back in your first 3 months. Plus, a $50 cash back bonus - that's up to $175 in cash back in your first year!
American Express CobaltĀ® Card
check eligibilityApply now and you could earn up to 30,000 bonus points with the American Express CobaltĀ® Card
ScotiabankĀ®* Gold American ExpressĀ® Card
check eligibilityearn up to $650 in value in the first 12 months, including up to 40,000 bonus Scene+ points. Must apply by October 31, 2023.
TDĀ® AeroplanĀ® Visa Infinite* Card
check eligibilityEarn up to $1,600 in value including up to 70,000 Aeroplan points. Conditions apply. Must apply by September 5, 2023.
CIBC Select Visa* Card
check eligibilityTransfer your credit card balance. Get 0% interest for up to 10 months with a 1% transfer fee and a first year annual fee rebate.
BMOĀ® Preferred Rate MasterCardĀ®
check eligibilityWelcome Offer: Get a 0.99% introductory interest rate on Balance Transfers for 9 months with a 2% transfer fee and we'll waive the $29 annual fee for the first year
MBNA True LineĀ® MastercardĀ® credit card
check eligibilityStandard Annual Interest Rates of 12.99% on purchases, 12.99% on balance transfers and 24.99% on cash advances
SimplyCashĀ® Card from American Express
check eligibilityIn your first 10 months as a new SimplyCashĀ® Card from American Express Cardmember, you can earn a $10 statement credit for each monthly billing period in which you spend $300 in purchases on your Card. This could add up to $100 in statement credits in the first 10 months
BMO CashBackĀ® MasterCardĀ®*
check eligibilityWelcome offer:Ā Get up to 5% cash back in your first 3 months. Plus, a $50 cash back bonus - that's up to $175 in cash back in your first year!
PC FinancialĀ® World Elite MastercardĀ®
check eligibilityLimited time offer: Get 1,500 AIR MILES Bonus Miles!* Thatās enough for $150 towards purchases with AIR MILES Cash*
Find your perfect credit card in under 60 seconds - No SIN required
Tell us a bit about yourself
Answer some questions so we can personalize our recommendations - this won't impact your credit score
Check your eligibility
We confirm your eligibility with our partner, TransUnion. This will be a āsoft credit checkā which you can see but lenders cannot
Find your perfect matches
We show you the cards youāre most likely to want and most likely to get

Natasha Macmillan, Business Unit Director - Everyday Banking
National Bank credit card overview
National Bank offers 9 personal credit cards that have a range of benefits to meet your needs ranging from rewards cards to cash back card and no fee alternatives.Ā
National Bank rewards
National Bank offers a number of rewards cards that allow you to collect points that can be redeemed for travel, merchandise, and gift cards. Depending on which card you choose and what you're buying, your card earn anywhere from 1 point to 2.5 points for each $1 you spend on your card.
With the National Bank World Elite Mastercard, you can earn up to 2.5 points per dollar on your card purchases. Youāll also gain access to one of the best credit card travel insurance plans on the market offering up to $5,000,000 in out of province/country medical insurance for trips up to 60 days with even seniors up to 75 years old receiving up to 15 days of coverage.
About National Bank
Founded in 1859, National Bank is sixth largest bank in Canada and the largest bank in Quebec. Like most Canadian financial institutions, it offers mortgages, credit cards, wealth management, lines of credit, and personal banking services. National Bank is headquartered in Montreal.
Cards summary (+/-)
Natasha Macmillan, Business Director of Everyday Banking
With over a decade of experience in the finance industry, Natasha works closely with Canada's top financial institutions - from banks to credit unions - to help Ratehub.ca's 1,200,000 monthly users get matched with the right banking products. read more
The knowledge bank
A wealth of knowledge delivered right to your inbox.
About Ratehub.ca
Whether you need a mortgage, credit card, savings account, or insurance coverage, we help you find and compare the best financial products for your specific needs.
When it comes to mortgages, Ratehub.ca is more than just a place to research and compare the best rates. Our goal is to give Canadians the best mortgage experience from online search to close. This means offering Canadians the mortgage tools, information and articles to educate themselves, allowing them to get personalized rate quotes from multiple lenders to compare rates instantly, and providing them with the best online application and offline customer service to close their mortgage all in one place.
Ratehub.ca has been named Canada's Mortgage Brokerage of the Year for four years straight (2018-2021). With over 12 years of mortgage experience, and over $11 billion in mortgages funded, we deliver you the best mortgage experience in Canada.
How does Ratehub.ca make money?
Financial institutions pay us for connecting them with customers. This could be through advertisements, or when someone applies or is approved for a product. However, not all products we list are tied to compensation for us. Our industry-leading education centres and calculators are available 24/7, free of charge, and with no obligation to purchase. To learn more, visit our About us page.