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Find the best National Bank credit cards without impacting your credit score

Apply with confidence. In under 60 seconds, CardFinder narrows down your top matches without impacting your credit score, no SIN required.

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Compare Canada's best National Bank credit cards

The best rewards cards for
  • all reward types
  • cash back
  • store credit
  • travel
with
  • any annual fee
  • no annual fee
CardBest used forAnnual feeRewards

Food & transit

$120

  • 5 pts/$1 for gas, groceries, restaurants
  • 1 pts/$1 for other

Purchase interest: 20.99%  |  Cash advance: 23.99%  |  Balance transfer: 23.99%

Online shopping

$30

  • 1.5% gas, groceries
  • 1% other

Purchase interest: 20.99%  |  Cash advance: 22.49%  |  Balance transfer: 22.49%

$150

  • 1.5 pts/$1 for 1.5 points per $0 to $40,000 in purchases
  • 2 pts/$1 for 2 points per $40,001 to $80,000 in purchases

Purchase interest: 20.99%  |  Cash advance: 22.49%  |  Balance transfer: 22.49%

$0

  • 1% bills, restaurants
  • 0.5% other

Purchase interest: 20.99%  |  Cash advance: 22.49%  |  Balance transfer: 22.49%

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National Bank credit card overview

National Bank offers 9 personal credit cards that have a range of benefits to meet your needs.

If you’re an avid traveller and you’re looking for the perfect rewards credit card, National Bank offers three excellent options: The World Elite Mastercard ($150 annual fee), the World Mastercard ($115 annual fee), and the Platinum Mastercard ($89 annual fee). All three cards provide comprehensive travel insurance and allow you to earn points rapidly.

If you’re looking for a cash back card, National Bank has you covered with the ECHO Cashback Mastercard. This card charges a nominal $30 and 1.5% cash back on groceries, gas, and most online purchases. You’ll get 1% cash back on all other purchases. For a no-fee alternative, the mycredit Mastercard earns 1% on dining and preauthorized payments, 0.5% on everything else, and even comes with mobile device insurance.


National Bank rewards

National Bank offers a number of rewards cards that allow you to collect points that can be redeemed for travel, merchandise, and gift cards. Depending on which card you choose and what you're buying, your card earn anywhere from 1 point to 2.5 points for each $1 you spend on your card.

With the National Bank World Elite Mastercard, you can earn up to 2.5 points per dollar on your card purchases. You’ll also gain access to one of the best credit card travel insurance plans on the market offering up to $5,000,000 in out of province/country medical insurance for trips up to 60 days with even seniors up to 75 years old receiving up to 15 days of coverage.


About National Bank

Founded in 1859, National Bank is sixth largest bank in Canada and the largest bank in Quebec. Like most Canadian financial institutions, it offers mortgages, credit cards, wealth management, lines of credit, and personal banking services. National Bank is headquartered in Montreal.

Cards summary (+/-)

Mikael Castaldo, Senior Business Manager of Everyday Banking

Mikael is a Senior Business Manager at Ratehub.ca and the driving force behind our Everyday Banking Team. He knows everything there is to know about the best credit cards and bank accounts, and works closely with Canada’s top financial institutions - from banks to credit unions - to help ensure our over 1,200,000 monthly users get matched with the right plastic. A numbers guy at heart, having worked as a strategy consultant at the Boston Consulting Group, he’s found himself right at home as a personal finance expert at Ratehub.ca.

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About Ratehub.ca

Whether you need a mortgage, credit card, savings account, or insurance coverage, we help you find and compare the best financial products for your specific needs.

When it comes to mortgages, Ratehub.ca is more than just a place to research and compare the best rates. Our goal is to give Canadians the best mortgage experience from online search to close. This means offering Canadians the mortgage tools, information and articles to educate themselves, allowing them to get personalized rate quotes from multiple lenders to compare rates instantly, and providing them with the best online application and offline customer service to close their mortgage all in one place.

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Financial institutions pay us for connecting them with customers. This could be through advertisements, or when someone applies or is approved for a product. However, not all products we list are tied to compensation for us. Our industry-leading education centres and calculators are available 24/7, free of charge, and with no obligation to purchase. To learn more, visit our About us page.

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