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The best National Bank credit cards in Canada

Looking for National Bank credit cards? Why not compare your options? In under 2 minutes, we’ll narrow down your best card matches from multiple banks.

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Compare Canada's best National Bank credit cards

The best rewards cards for

all reward types


any annual fee
CardBest used forAnnual feeRewards

Food & transit


  • 5 pts/$1 for gas, groceries, restaurants
  • 1 pts/$1 for other

Online shopping


  • 1.5% gas, groceries
  • 1% other


  • 1% bills, restaurants
  • 0.5% other
  • 8% restaurants and eligible recurring pre-authorized payments.

Travel insurance


  • 2 pts/$1 for other


A few things we're proud of

  • 1,200,000

    monthly users

  • 9 years


  • Over 1M

    better choices made

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    to Canada’s top financial institutions

Our top picks

Ratehub's best credit cards for July 2021

We've helped over 1 million Canadians compare the best credit cards

Whether you want cash back or travel points, lounge access benefits or roadside assistance perks - there's a credit card out there that's right for you. Find it in under 2 minutes.

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National Bank credit card overview

National Bank offers 9 personal credit cards that have a range of benefits to meet your needs.

If you’re an avid traveller and you’re looking for the perfect rewards credit card, National Bank offers three excellent options: The World Elite Mastercard ($150 annual fee), the World Mastercard ($115 annual fee), and the Platinum Mastercard ($89 annual fee). All three cards provide comprehensive travel insurance and allow you to earn points rapidly.

If you’re looking for a cash back card, National Bank has you covered with the ECHO Cashback Mastercard. This card charges a nominal $30 and 1.5% cash back on groceries, gas, and most online purchases. You’ll get 1% cash back on all other purchases. For a no-fee alternative, the mycredit Mastercard earns 1% on dining and preauthorized payments, 0.5% on everything else, and even comes with mobile device insurance.

National Bank rewards

National Bank offers a number of rewards cards that allow you to collect points that can be redeemed for travel, merchandise, and gift cards. Depending on which card you choose and what you're buying, your card earn anywhere from 1 point to 2.5 points for each $1 you spend on your card.

With the National Bank World Elite Mastercard, you can earn up to 2.5 points per dollar on your card purchases. You’ll also gain access to one of the best credit card travel insurance plans on the market offering up to $5,000,000 in out of province/country medical insurance for trips up to 60 days with even seniors up to 75 years old receiving up to 15 days of coverage.

About National Bank

Founded in 1859, National Bank is sixth largest bank in Canada and the largest bank in Quebec. Like most Canadian financial institutions, it offers mortgages, credit cards, wealth management, lines of credit, and personal banking services. National Bank is headquartered in Montreal.

Cards summary (+/-)

Mikael Castaldo, Senior Business Manager of Everyday Banking

Mikael is a Senior Business Manager at and the driving force behind our Everyday Banking Team. He knows everything there is to know about the best credit cards and bank accounts, and works closely with Canada’s top financial institutions - from banks to credit unions - to help ensure our over 1,200,000 monthly users get matched with the right plastic. A numbers guy at heart, having worked as a strategy consultant at the Boston Consulting Group, he’s found himself right at home as a personal finance expert at

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Financial institutions pay us for connecting them with customers. This could be through advertisements, or when someone applies or is approved for a product. However, not all products we list are tied to compensation for us. Our industry leading education centres and calculators are available 24/7, free of charge, and with no obligation to purchase. To learn more, visit our About us page.

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