The best rates live here
You can have it all. The best rate, the best online experience, and the best customer service from our team of award winning mortgage experts.
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Canadian Lender
6.00%5-yr Variable
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Canadian Lender
5.29%5-yr Fixed
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TD Bank
6.53%3-yr Fixed
Cash Back Card
Earn an extra 10% back on up to $1,000 in everyday purchases within the first 2 months. Must apply by January 31, 2024.
Sponsored
Rewards Points Card
Get up to 70,000 points worth $467 in travel rewards, a $50 lifestyle credit and the $120 annual fee waived in the first year.
Sponsored
Travel Card
Get 35,000 welcome Avion points on approval - Enough to fly anywhere in Canada & the U.S (Alaska and Hawaii require more points). Apply by January 21, 2024.
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Featured product
Apply now and you could earn up to 15,000 bonus points with the American Express Cobalt® Card
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National Bank Direct Brokerage
0$ commission on all transactions. No Minimum Needed. Time to get started!
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National Bank Direct Brokerage
0$ commission on all transactions. No Minimum Needed. Time to get started!
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Wealthsimple Trade
Democratizing access to assets, sophisticated tools and strategies (typically not available/out of reach to many)
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Sponsored
EQ Bank
3.00%No Monthly Fees
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HSBC
6.35%Total annual interest rate of 6.35% on new deposits± from October 16, 2023 to January 12, 2024.
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CIBC
5.60%Special offer: Open your first CIBC eAdvantage Savings Account and get up to 5.60% for 4 months.
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CIBC
3.40%Special offer: Open your first CIBC eAdvantage Savings Account and get up to 5.60% for 4 months.
get this rate
Open RESP accounts for better future of your children
From their first steps to their first day on campus, planning for their future happens every step of the way. An RESP account is a smart way to make the difference between dreaming and doing.
Start your journey with Embark today.
How it works on Ratehub.ca
Compare
Tell us about your mortgage needs and we'll show you personalized rates from Canada's top banks and lenders.
Apply
Choose the best rate, complete your online application and book a phone appointment with one of our award-winning mortgage experts.
Close
Upload your documents online and your personal mortgage expert will complete your mortgage from start to finish.
Close your mortgage with Ratehub.ca
Ratehub.ca is more than just the place to research and compare rates. You can close the best mortgage deal that’s right for you, right here. Our award-winning mortgage experts will guide you through the entire process and take care of all the details.
- 4 TIMES
BROKERAGE OF THE YEAR
- $11+ BILLION
IN MORTGAGES FUNDED
- 4.9 STARS
ON OVER 6,700 REVIEWS
- 12 YEARS
OF MORTGAGE EXPERIENCE
Trusted financial institutions we work with
Ratehub.ca education centre
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Insurance
What our customers are saying
Great place for calculators and articles!
I like to use Ratehub to check for mortgage rates. They have great calculators and articles regarding mortgages and more. Easy to use and right at your fingertips!
Morgan Lalonde
Best place to shop for mortgage rates!
Best place to shop for your rates! Signed up for a mortgage on their recommendation and couldn’t be happier. They make the process easy and save you thousands!
Marc-André Surette
Great website that’s easy to use!
Great website! Helped me find a way better credit card than the one I had been using. Easy to navigate too!
Adrienne Hays
The Globe and Mail
“Simplifies the mortgage process and provides a wealth of important information.”
TechVibes
“Unbiased views on the best and lowest rates available.”
Yahoo! Canada
“Consumers enjoy substantial savings.”
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A wealth of knowledge delivered right to your inbox.
About Ratehub.ca
Whether you need a mortgage, credit card, savings account, or insurance coverage, we help you find and compare the best financial products for your specific needs.
When it comes to mortgages, Ratehub.ca is more than just a place to research and compare the best rates. Our goal is to give Canadians the best mortgage experience from online search to close. This means offering Canadians the mortgage tools, information and articles to educate themselves, allowing them to get personalized rate quotes from multiple lenders to compare rates instantly, and providing them with the best online application and offline customer service to close their mortgage all in one place.
Ratehub.ca has been named Canada's Mortgage Brokerage of the Year for four years straight (2018-2021). With over 12 years of mortgage experience, and over $11 billion in mortgages funded, we deliver you the best mortgage experience in Canada.
How does Ratehub.ca make money?
Financial institutions pay us for connecting them with customers. This could be through advertisements, or when someone applies or is approved for a product. However, not all products we list are tied to compensation for us. Our industry-leading education centres and calculators are available 24/7, free of charge, and with no obligation to purchase. To learn more, visit our About us page.
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