Best Mortgage Rates in Nova Scotia
Compare the most current mortgage rates instantly
Looking for a mortgage in Nova Scotia? We help you find and compare the lowest rates from the Big 6 Banks and top Nova Scotia mortgage brokers. By shopping the best rates in Nova Scotia, you could save thousands on your mortgage. Our comparison charts are free to use and list current rates that are updated twice daily.
Rates updated:TERM | FIXED |
---|---|
1-yr |
3.39%
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2-yr |
3.39%
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3-yr |
3.49%
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4-yr |
3.54%
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5-yr |
3.39%
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6-yr |
3.84%
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7-yr |
3.59%
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8-yr |
6.60%
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9-yr |
6.60%
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10-yr |
3.99%
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TERM | VARIABLE |
---|---|
3-yr |
3.95%
Prime - 0.00
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5-yr |
2.85%
Prime - 1.10
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TERM | FIXED |
---|---|
1-yr |
3.39%
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2-yr |
3.39%
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3-yr |
3.49%
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4-yr |
3.54%
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5-yr |
3.54%
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10-yr |
3.99%
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TERM | VARIABLE |
---|---|
3-yr |
3.95%
Prime - 0.00
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5-yr |
3.19%
Prime - 0.76
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TERM | FIXED |
---|---|
1-yr |
6.30%
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TERM | VARIABLE |
---|---|
3-yr |
5.15%
Prime + 1.20
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5-yr |
5.10%
Prime + 1.15
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5-yr |
5.49%
1% Cash Back
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---|---|
7-yr |
6.64%
5% Cash Back
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10-yr |
7.55%
5% Cash Back
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HELOC |
4.45%
Prime + 0.50
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---|---|
ALL-IN-ONE |
4.45%
Prime + 0.50
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Nova Scotia Housing Market Forecasts1
Nova Scotia’s economic growth rate will decrease over the next two years as there is a pullback in investment spending in the energy sector. The remaining growth will come from increasing energy prices. A few possible infrastructure and energy projects in Halifax will push the economic growth for the province should they occur. The strong Canadian dollar will continue to negatively affect Nova Scotia manufacturers and exporters.
Metropolitan Area | Year | Housing Starts | MLS Total Sales | MLS Average Sale Price |
---|---|---|---|---|
Halifax | ||||
2016(*) | 2200 | 5100 | $286,000 | |
2017(*) | 2425 | 5250 | $288,000 | |
St. John's | ||||
2016(*) | 850 | 3150 | $291,500 | |
2017(*) | 775 | 3000 | $280,000 |
Nova Scotia Mortgage Brokers
If you want current, personal advice simply click on the link above to connect with a mortgage broker near you. Nova Scotia mortgage brokers can help by giving you advice on current mortgage deals, your credit history, or help you with a special type of mortgage like cash back or HELOC. Brokers can also help with information on home purchases, lenders, current interest rates, and great mortgage solutions.
References and Notes
- CMHC
Current Mortgage Rates by Province
- BC Mortgage Rates
- Alberta Mortgage Rates
- Saskatchewan Mortgage Rates
- Manitoba Mortgage Rates
- Ontario Mortgage Rates
- Quebec Mortgage Rates
- New Brunswick Mortgage Rates
- Nova Scotia Mortgage Rates
- PEI Mortgage Rates
- Newfoundland Mortgage Rates
- Yukon Mortgage Rates
- NWT Mortgage Rates
- Nunavut Mortgage Rates