Prime mortgage rate history
Jamie David, Sr. Director of Marketing and Mortgages
Historical Prime mortgage rate (2000-today)
The Prime rate is the basis for all variable mortgage rates in Canada. If prime increases, your mortgage rate increases. If you'd like to access the data for the charts, you can download that using our Historical Mortgage Rates Chart Builder.
Historical Prime mortgage rates
Historical Prime mortgage rate vs. the overnight rate
Prime vs Overnight Rate
Historical adjustment to Prime rate
Today variable mortgage rates are listed as Prime +/- a constant. This can either be a discount to prime or a premium. We have captured historical values for this adjustment to prime. If you'd like to access the data for the charts you can license it here.