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Find the best RBC credit cards without impacting your credit score

Apply with confidence. In under 60 seconds, CardFinder narrows down your top matches without impacting your credit score, no SIN required.

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Compare Canada's best RBC credit cards

The best rewards cards for
  • all reward types
  • cash back
  • store credit
  • travel
with
  • any annual fee
  • no annual fee
CardBest used forAnnual feeRewards
Food & transit

$120

  • 5 pts/$1 for gas, groceries, restaurants
  • 1 pts/$1 for other

Purchase interest: 20.99%  |  Cash advance: 23.99%  |  Balance transfer: 23.99%

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Ratehub's top credit card picks

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Note: at the request of the card issuer, we have been asked not to display these credit cards.


RBC credit cards overview

As Canada’s largest bank, RBC offers a mix of Visa and Mastercard credit cards for the diverse needs of Canadians, including some of the most popular loyalty rewards credit cards in Canada. RBC’s five most popular credit cards are the: RBC VISA Infinite Avion ($120 annual fee), WestJet RBC World Elite Mastercard ($119 annual fee), RBC Cash Back Preferred World Elite Mastercard ($99 annual fee), the RBC Cash Back Mastercard ($0) and the RBC RateAdvantage VISA ($0).

The RBC VISA Infinite Avion credit card lets you collect loyalty Avion reward points that can be redeemed for travel from any airline of your choice and wide array of merchandise options. With the WestJet RBC World Elite Mastercard, you'll collect between 1.5% to 2% in WestJet dollars that can be redeemed for free or discounted flights exclusively from the Canadian airline (with $1 WestJet Dollar equalling $1 in travel rewards). Both cards provide a suite of travel insurance perks, with the WestJet Card offering additional airline-specific benefits like a free round-trip companion voucher and free first-checked in bags when flying on WestJet.

Interested in getting cash back instead of rewards points? The RBC Cash Back Mastercard is an entry-level no annual fee card that lets you earn up to 2% cash back on groceries and 0.5% on most other everyday purchases. The RBC CashBack World Elite carries a $99 annual fee but earns a more lucrative 1.5% cash back on everything you buy.

If you want to avoid high interest rates, or if you sometimes carry a balance on your card, getting a credit card with a low interest rate, such as the RBC RateAdvantage VISA (which charges Prime + 4.99% - Prime +8.99%; depending on your credit rating), could also be a great choice for you.


RBC credit card partnerships

RBC has teamed up with select retailers to offer credit cards tailored to reward their loyal customers. RBC’s credit card partnerships include:

  • The RBC Esso VISA for gas and auto rewards
  • The WestJet RBC World Elite Mastercard lets you earn rewards towards eligible flights or vacation packages provided by WestJet.

More on RBC

The Royal Bank of Canada is Canada's largest bank as measured by assets and market capitalization, and is among the largest banks in the world, based on market capitalization. It is a diversified financial services company, with personal and commercial banking, wealth management services, insurance, and corporate and investment banking. It employs approximately 78,000 employees who serve close to 18 million personal, business, public sector and institutional clients through offices in Canada, the U.S. and 51 other countries. In Canada, RBC serves approximately 10 million clients through its 1,209 branches.

Natasha Macmillan, Senior Business Manager of Everyday Banking

Natasha is the Business Director of Everyday Banking at Ratehub.ca. With over a decade of business, strategy and execution experience in the financial services industry, Natasha has worked with numerous public and private enterprises across North America. Her passion for finance and education brought her to Ratehub.ca, where she works closely with Canada’s top financial institutions - from banks to credit unions - to help ensure our over 1,200,000 monthly users get matched with the right credit cards and personal financing accounts.

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Financial institutions pay us for connecting them with customers. This could be through advertisements, or when someone applies or is approved for a product. However, not all products we list are tied to compensation for us. Our industry-leading education centres and calculators are available 24/7, free of charge, and with no obligation to purchase. To learn more, visit our About us page.

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