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Overview of the RBC ION Visa

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Earn rewards

1.5 points/$1

On spent on grocery, rides, gas, EV charging, streaming, and subscriptions

1 point/$1

On spent on all other qualifying purchases

Detailed card summary

Benefits & features

  • Get up to 11,000 Avion points^ – that’s up to $75 of value in gift cards!†
    • Get 4,000 Welcome points + 7,000 bonus points when you spend $500 in your first 3 months
    • Apply by November 25, 2025
  • Earn 1.5X Avion points for every $1 spent on groceries, gas, rideshare, streaming services and more¹
  • Earn 1X Avion point for every $1 spent on all other qualifying purchases¹
  • Start redeeming with as little as 1,400 Avion points, which gets you a $10 gift card²
  • Access offers from over 2,000 top brands, plus get even more points and savings from our partners such as Petro-Canada, Rexall, Metro and DoorDash.
  • Save 3¢/L on fuel and earn 20% more Petro-Points and Avion points when you pay with an eligible linked RBC card⁴
  • Link your eligible RBC Card and earn 50 Be Well™ points on every $1 spent on eligible purchases at Rexall⁵
  • Add your credit card to your DoorDash account and get a 3-month complimentary DashPass subscription⁶
  • Earn 1 extra Moi point for every $2 spent at Metro, Food Basics, Super C, Jean Coutu, Brunet and Première Moisson when you swipe your Moi Rewards card and pay with your linked RBC card (minimum purchase required)⁷
  • Cash Advance/Balance Transfer interest rate: 21.99% in Quebec.

How to redeem


How to get approved


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