Canadian Mortgage Brokers and Agents

Get in touch with a Canadian mortgage broker or agent to gain access to the best Canadian mortgage rates. The advantage of using a local broker is two-fold: you can meet with the mortgage agent or broker in-person and discuss your needs, and the agent or broker will compare the best mortgage rates offered by banks and lenders across Canada.

Location Please ensure your location is correct in order to find the best rates available in your area.
Broker Rating Provider Location
(71 reviews)
CanWise Financial A Ratehub Company Lic. 12530
Suite 1100 - 20 Queen Street West
Toronto, Ontario
M5H 3R3
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(13 reviews)
CanWise Financial A Ratehub Company Lic. 12530
Suite 1100 - 20 Queen Street West
Toronto, Ontario
M5H 3R3
Contact Now
(128 reviews)
CanWise Financial A Ratehub Company Lic. 12530
Suite 1100 - 20 Queen Street West
Toronto, Ontario
M5H 3R3
Contact Now
(92 reviews)
CanWise Financial A Ratehub Company Lic. 12530
Suite 1100 - 20 Queen Street West
Toronto, Ontario
M5H 3R3
Contact Now
(102 reviews)
CanWise Financial A Ratehub Company Lic. 12530
Suite 1100 - 20 Queen Street West
Toronto, Ontario
M5H 3R3
Contact Now
(14 reviews)
The Mortgage Professionals Verico Lic. 10280
775 Blackburn Mews West
Kingston, Ontario
K7P 2N5
Contact Now
(37 reviews)
CanWise Financial A Ratehub Company Lic. 12530
Suite 1100 - 20 Queen Street West
Toronto, Ontario
M5H 3R3
Contact Now
(141 reviews)
CanWise Financial A Ratehub Company Lic. 12530
Suite 1100 - 20 Queen Street West
Toronto, Ontario
M5H 3R3
Contact Now
(30 reviews)
CanWise Financial A Ratehub Company Lic. 12530
Suite 1100 - 20 Queen Street West
Toronto, Ontario
M5H 3R3
Contact Now
(8 reviews)
CanWise Financial A Ratehub Company Lic. 12530
Suite 1100 - 20 Queen Street West
Toronto, Ontario
M5H 3R3
Contact Now
(37 reviews)
CanWise Financial A Ratehub Company Lic. 12530
Suite 1100 - 20 Queen Street West
Toronto, Ontario
M5H 3R3
Contact Now
(9 reviews)
CanWise Financial A Ratehub Company Lic. 12530
Suite 1100 - 20 Queen Street West
Toronto, Ontario
M5H 3R3
Contact Now
(57 reviews)
Mortgage Architects Inc. Lic. 10287
184 Plains Rd East
Burlington, Ontario
L7T2C3
Contact Now
(84 reviews)
CanWise Financial A Ratehub Company Lic. 12530
Suite 1100 - 20 Queen Street West
Toronto, Ontario
M5H 3R3
Contact Now
(147 reviews)
CanWise Financial A Ratehub Company Lic. 12530
Suite 1100 - 20 Queen Street West
Toronto, Ontario
M5H 3R3
Contact Now
(26 reviews)
CanWise Financial A Ratehub Company Lic. 12530
Suite 1100 - 20 Queen Street West
Toronto, Ontario
M5H 3R3
Contact Now
(8 reviews)
CanWise Financial A Ratehub Company Lic. 12530
Suite 1100 - 20 Queen Street West
Toronto, Ontario
M5H 3R3
Contact Now
(49 reviews)
CanWise Financial A Ratehub Company Lic. 12530
Suite 1100 - 20 Queen Street West
Toronto, Ontario
M5H 3R3
Contact Now
(57 reviews)
CanWise Financial A Ratehub Company Lic. 12530
Suite 1100 - 20 Queen Street West
Toronto, Ontario
M5H 3R3
Contact Now
(78 reviews)
CanWise Financial A Ratehub Company Lic. 12530
Suite 1100 - 20 Queen Street West
Toronto, Ontario
M5H 3R3
Contact Now
(72 reviews)
CanWise Financial A Ratehub Company Lic. 12530
Suite 1100 - 20 Queen Street West
Toronto, Ontario
M5H 3R3
Contact Now
(133 reviews)
CanWise Financial A Ratehub Company Lic. 12530
Suite 1100 - 20 Queen Street West
Toronto, Ontario
M5H 3R3
Contact Now
(79 reviews)
CanWise Financial A Ratehub Company Lic. 12530
Suite 1100 - 20 Queen Street West
Toronto, Ontario
M5H 3R3
Contact Now
(128 reviews)
CanWise Financial A Ratehub Company Lic. 12530
Suite 1100 - 20 Queen Street West
Toronto, Ontario
M5H 3R3
Contact Now
(164 reviews)
CanWise Financial A Ratehub Company Lic. 12530
Suite 1100 - 20 Queen Street West
Toronto, Ontario
M5H 3R3
Contact Now
(28 reviews)
The Mortgage Teacher Lic. 12509
121 Oxford St East Unit 6b
London, Ontario
N6A 1T4
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Canadian Mortgage Brokers

Content last updated: June 5, 2020

Mortgage brokers in Canada function as an originator for your mortgage. What that means is a mortgage professional will serve as your representative when shopping for a mortgage through lenders. A Canadian mortgage professional will evaluate your situation to determine the best rate and product to service your needs.

Mortgage brokers are experts in their field but are independent of any particular lender. That means they can give you personalized advice based on your needs, rather than the needs of your bank. Mortgage brokers also have access to exclusive mortgage rates, that may not be available on a retail market.

The Advantages of Using a Mortgage Broker in Canada

  • A broker’s services are free. The lender that provides the mortgage loan will pay the broker a finder’s fee
  • All the negotiating and paperwork is handled by the broker
  • Canadian brokers have extended hours because they operate independently
  • A mortgage agent in Canada can source a mortgage from multiple lenders
  • Mortgage professionals have immense industry knowledge because they are not limited to one lender, so they have a broad view of the mortgage landscape

Should you use a mortgage broker?

There's really no reason not to speak to a mortgage broker when you're shopping for a mortgage. At the very least you'll get personalized expert advice, at best you'll save thousands on your mortgage, thanks to getting a better rate. Ratehub.ca is affiliated with CanWise Financial, one of Canada's leading mortgage brokers, so we see this happen every day - people don't realize how much they can save with a mortgage broker.

Of course, you can always speak to multiple mortgage brokers. Different brokers may have agreements with different lenders or be willing to reduce their commissions more than others. That means you could find better deals by speak to multiple mortgage brokers.

We try to make the process a little easier, by comparing the best mortgage rates from multiple lenders as well as multiple brokers. If you'd like to see what rates might be available to you in just a couple of minutes, answer a few questions here.

Canadian Broker Associations and Licensing

Nationally, there is no unifying governing body that all mortgage brokers adhere to. Rather, each mortgage professional licence is handled province-to-province. However, in all provinces, the mortgage broker-to-be must be at least 18 years of age and have Canadian citizenship.

The Canadian Association of Accredited Mortgage Professionals, also known as CAAMP, does offer licensing courses for individuals in order to receive the Accredited Mortgage Professional (AMP) designation. The courses cover important topics such as ethics, standards, and responsibilities. The Accredited Mortgage Professional designation (AMP) is the only national proficiency standard for Canada’s mortgage industry. It’s not required but adds additional credibility.


Find a mortgage broker in your area