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Mortgage Rate History Canada
Below you will find historical posted and discounted mortgage rate information. If you would like to build your own custom chart, please use our interactive chart builder.
| Rate type | Source | Date range | File/ Chart |
|---|---|---|---|
| Discounted mortgage rates | |||
| 1-year fixed mortgage rates | Ratehub.ca | 2006 - present | Chart builder |
| 3-year fixed mortgage rates | Ratehub.ca | 2006 - present | Chart builder |
| 5-year fixed mortgage rates | Ratehub.ca | 2006 - present | Chart builder |
| 10-year fixed mortgage rates | Ratehub.ca | 2006 - present | Chart builder |
| 5-year variable mortgage rates | Ratehub.ca | 2006 - present | Chart builder |
| Discount to prime rate | Ratehub.ca | 2006 - present | Chart builder |
| Posted mortgage rates | |||
| 1-year fixed mortgage rates | Bank of Canada | 1980 - present | |
| 3-year fixed mortgage rates | Bank of Canada | 2000 - present | |
| 5-year fixed mortgage rates | Bank of Canada | 1973 - present | |
| Prime mortgage rate | Bank of Canada | 1935 - present | |
Best fixed rates
4.49%
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