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Mortgage Rate History Canada
Below you will find historical posted and discounted mortgage rate information. If you would like to build your own custom chart, please use our interactive chart-builder.
| Rate type | Source | Date range | .csv file |
|---|---|---|---|
| Discounted mortgage rates | |||
| 1-year fixed mortgage rates | Ratehub.ca | 2006 - present | License |
| 3-year fixed mortgage rates | Ratehub.ca | 2006 - present | License |
| 5-year fixed mortgage rates | Ratehub.ca | 2006 - present | License |
| 10-year fixed mortgage rates | Ratehub.ca | 2006 - present | License |
| 5-year variable mortgage rates | Ratehub.ca | 2006 - present | License |
| Discount to prime rate | Ratehub.ca | 2006 - present | License |
| Posted mortgage rates | |||
| 1-year fixed mortgage rates | Bank of Canada | 1980 - present | Download |
| 3-year fixed mortgage rates | Bank of Canada | 2000 - present | Download |
| 5-year fixed mortgage rates | Bank of Canada | 1973 - present | Download |
| Prime mortgage rate | Bank of Canada | 1935 - present | Download |
Best variable rates
2.20%
Prime - 1.25
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