WestJet RBC World Elite MasterCard®

First year rewards (up to)

Gift card
250 WestJet Dollars as a welcome bonus when you make your first purchase with the card. Spending
bonus
Monthly
bonus
Based on the amount of spending you do each month, our tool determines how much you'll spend on an annual basis and calculates the potential rewards you could earn for doing so. Spending
rewards
Annual fee
Annual fee
(1st yr waived)
The total net reward is the dollar amount all your rewards will add up to, minus any annual fee you may have to pay. For a detailed explanation on how we calculated this number, check out the Points Calculator tab.
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Cash advance: 21.99%
Balance transfer: 21.99%
%
Purchase Interest Rate
Cash advance: 21.99%
Balance transfer: 21.99%
%
Balance transfer
% after months
Annual fee
(Waived)
Monthly
interest fee
after months
Required deposit
Apply now
Rewards
Earn points on each dollar you spend
How much do you spend on travel each month? Travel expenses can include flights, hotels, cruises, ferry boat rides, and even things like cab fares and hot air balloons in other provinces or countries! Enter an estimate here, to see how much cash back you could earn on travel expenses each month. Travel
2  points per dollar
Earn 2% points per dollar spent on WestJet flights or WestJet Vacations packages.
How much do you spend on everything else that doesn't fit into one of the other categories? Bus passes, cab fares, online shopping purchases, etc. are just a few examples of things that would show up as "other" purchases on your cash back credit card statement. Other purchases
1.5  points per dollar
1.5% in WestJet dollars for every $1 spent on the card
Calculator
Monthly spending by category

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First year rewards (up to)
First year rewards (up to)
Some credit cards come with a spending bonus, which is given to the card holder after they complete a condition, such as making their first card purchase. The spending bonus may be in the form of points, cash, free merchandise, etc. Spending bonus
To find out how we determined the value of this point, click on the "Redeeming Points" tab and view the PDF to see the exact calculations. Value per 1pt
This is the dollar amount all your rewards will add up to. Total value
Some credit cards come with an anniversary bonus, to provide more incentive for people to continue using the card for multiple years. The anniversary bonus may be in the form of points, cash, free merchandise, etc, and is given to the card holder every year on the anniversary. Anniversary bonus
Based on the amount of spending you do each month, our tool determines how much you'll spend on an annual basis and calculates the potential rewards you could earn for doing so. Spending reward
Groceries
Gas
Restaurants
Bills
Travel
Entertainment
Pharmacy
Other purchases
This is the total number of rewards points you could earn in one year, based on the credit card's sign-up bonus and the amount you could potentially spend on the card. Total points
To find out how we determined the value of this point, click on the "Redeeming Points" tab and view the PDF to see the exact calculations. Value per 1pt
This is the dollar amount all your rewards will add up to. Total value
For a limited time, you will receive a gift card from Ratehub.ca if your application is approved. Terms and conditions apply. Click here for details. Gift card
This is the annual fee you have to pay, in order to use this credit card. The annual fee is charged once per year and is added to your credit card statement. Annual fee
Total net reward
Redeem

Value of a Point

To see how we calculated the dollar value of an individual WestJet Reward Point, download the Value of a Point PDF below.

Value of a Point PDF

How to redeem your WestJet Reward Points

Step by step guide

  • If you HAVE NOT signed into your online WestJet account, you can do so with your WestJetID. If you do not know your WestJetID, contact WestJet or your credit card provider.
  • Once you have your WestJet ID, you can sign in at https://www.westjet.com/redeem-rewards to redeem your points.
  • To book a flight, visit https://www.westjet.com/redeem-rewards/en/home. Select your destination, arrival and departure dates to search for flights.
  • One WestJet dollar is equal to one Canadian dollar.
  • You can use WestJet Dollars towards any travel booked through WestJet.
Insurance

Travel Insurance

Click here for more information about this card's travel and purchase insurance.

Benefits
Most credit cards come with at least some additional insurance policies. Here's what's covered with this credit card. Insurance
Travel emergency medical
Travel Accident Insurance
If you book a trip using your credit card, it may come with some amount of trip cancellation, trip interruption and/or emergency medical insurance, all of which can help you if you find yourself in some very tough situations. Here's what your credit card comes with. Travel
Trip interruption
Flight delay
While you're travelling, there's always a chance that your bag may be lost or go missing for a period of time. In the event that happens to you, here's what you're covered for. Baggage
Baggage loss
Baggage delay
If you use your credit card to rent a car, you will likely have some amount of collision and damage insurance. Collision and damage insurance protects you, the cardholder, in the event that a rental car is damaged and/or in an accident, while it's in your possession. Read the fine print in your agreement, before you rent your next car. Rental
Car rental collision / loss damage waiver
Miscellaneous insurance items for purchases on your credit card. Miscellaneous
  • Zero liability
  • Extended warranty
  • Purchase assurance
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Card details

Network: MasterCard
Provider: RBC Royal Bank
Card type: Rewards

Fees & interest

This is the annual fee you have to pay, in order to use this credit card. The annual fee is charged once per year and is added to your credit card statement. Annual fee: $99
This is the annual interest rate you will pay on purchases, if/when you can't pay off the entire balance by the payment due date outlined on your credit card statement. Purchase Interest Rate: 19.99%
This is the interest rate you will pay on cash advances. Unlike regular purchases, which come with a grace period, interest on cash advances starts to accrue the day you complete the transaction. Cash advance: 21.99%
This is the interest rate you will pay on balance transfers. Unlike regular purchases, which come with a grace period, interest on balance transfers starts to accrue the day you complete the transaction. Balance transfer: 21.99%

Eligibility

This is the annual income requirement to be eligible for this credit card. Income: $70K / Year
This is the total annual family income requirement to be eligible for this credit card. Only applicable if the applicant does not meet the annual income requirement themselves. Family income: $120K / Year
  • Be a permanent Canadian resident
  • Have reached the age of majority in the province in which you live (18 yrs in AB, MB, ON, PE, QA, SK. 19 yrs all others)

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10,000 bonus points†† with first eligible purchase and earn 2 MBNA Rewards points for every $1 spent

For a limited time earn up to 5% on everyday purchases for 6 months. Earn 2% after the promo rate ends.

Earn up to 3% cashback. Special offer: Annual fees refunded for the 1st year

Receive up to $250 in Elite traveller fee rebates and earn up to 2.5 points on ALL card purchases

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Get more details

  • 1.5% in WestJet dollars for every $1 spent on the card.
  • 2% in WestJet dollars for every $1 spent on the card for WestJet flights or WestJet Vacations‡ packages.
  • $250 WestJet dollars as a welcome bonus when you make your first purchase with the card.
  • Every WestJet dollar is worth $1 Canadian toward travel with WestJet or WestJet Vacations.
  • Use your WestJet dollars just like cash towards all or part of your next WestJet flight or WestJet Vacations package* - whenever you want, wherever WestJet flies.
  • No blackout periods.
  • No seat restrictions.
  • No advance booking requirements4.
  • Save on WestJet's seat sales.