Overview of the WestJet RBC® World Elite Mastercard

WestJet RBC® World Elite Mastercard

7 reviews

Earn rewards

2 points/$1

On every dollar spent on WestJet flights or WestJet Vacations packages

1.5 points/$1

On all other spend

WestJet RBC® World Elite Mastercard details

Welcome bonus: Receive up to 45,000 welcome WestJet points*
Annual fee: $119
Reward: Earn 2x points on every dollar spent on WestJet flights or WestJet Vacations packages, 1.5x points on all other spend
Average point value: $0.01
Purchase interest rate: 20.99%
Cash advance interest rate: 22.99%
Balance transfer interest rate: 22.99%
Minimum income: $80K/yr
Household income: $150K/yr
Network: Mastercard
Provider: RBC Royal Bank
Card type: Travel

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Detailed card summary

Benefits & features

Receive up to 45,000 welcome WestJet points*
You can now achieve Status Lift up to 50 times a year. That’s enough to reach Platinum status.
Now everyday purchases on the WestJet RBC World Elite Mastercard can bring you closer to achieving status with WestJet⁵. Learn more at www.westjet.com/statuslift
First free checked bags for the primary cardholder on WestJet flights⁴ and up to 8 guests on the same reservation
Cardholders can now achieve Silver, Gold and even Platinum Status with Status Lift up to 50 times per year. Get 200 CAD in tier qualifying spend for every $5,000 in purchases on your card.
Earn 1.5 WestJet points per $1 spent for everyday purchases you make on your card⁸
Earn 2 WestJet points per $1 spent on WestJet flights or WestJet Vacations packages using your card⁸
Receive a round-trip companion voucher – every year – for any WestJet destination starting from $119 CAD (plus taxes, fees, surcharges and other ATC)³ or choose to exchange it for 4 lounge vouchers⁷
Use your WestJet points to pay for all or part of a WestJet flight, WestJet Vacations package, or Sunwing Vacations package⁹
WestJet points can now be redeemed to cover taxes, fees and surcharges⁹
You can truly relax while you’re travelling with comprehensive coverage¹⁸

How to redeem

How to get approved

User reviews

Average user score for WestJet RBC® World Elite Mastercard

4.6 | 7 reviews

Bruce Cron December 17, 2016
Too date, I have used the credit card to make airline and personal purchases without any difficulty. Merchants have accepted the card without any problem
Lisette Turcotte April 27, 2016
I just received the card, I waited a month for my voucher and WestJet dollars to be into my account. When the date came they had given my voucher and WestJet money to another account. Had to phone them and they fixed it within two days. Overall all is good.
Gary Lombaert December 30, 2016
Applying for the RBC WestJet Mastercard was quick and easy. The card was delivered to my local RBC branch within a couple weeks and activation was quick and easy also. I am looking forward to collecting WestJet dollars.
Lorette Bannerman December 29, 2016
This credit card has any valuable features for today’s travellers and shoppers. The Companion feature is a real bonus and attraction for me!
Kyle Lethbridge December 24, 2017
The fact that you get free checked baggage on west jet flights is enough for this card alone. That’s $25 each way for each person. One round trip with my fiancé and I basically paid for the card right off the bat. And it’s not the type where the flight even needs to be booked with the card. This was a flight I had booked before I even had the card, and the free checked bag was still honoured. I haven’t even talked about the companion voucher either. This card had great features!
Cynthia Gwilliam Winkler May 4, 2016
So far so good

Ratehub review

Natasha Macmillan

April 22, 2024

In search of an airline credit card? RBC partnered with WestJet to bring you the WestJet RBC World Elite Mastercard offering impressive travel benefits and a generous earn rate for WestJet dollars.

Pros

Generous earn rate for WestJet dollars: Earn WestJet dollars on every purchase allowing you to save on future WestJet flights, covering not only base fares but also taxes and fees
Travel perks: Enjoy a range of travel benefits, including free first checked bag for the primary cardholder and up to eight companions and priority boarding,
Companion voucher: Receive one annual round-trip companion voucher that allows you to bring a travel companion along for a WestJet flight at a significantly reduced fare
Comprehensive travel insurance: Enjoy coverage for emergency medical, trip interruption, flight delay, and more

Cons

Annual fee: While the card offers exceptional WestJet travel benefits, it does come with an annual fee of $119
Limited airline choice: The card’s rewards are primarily designed for WestJet flights, which may limit your travel options depending on your flight path
Income requirement: A minimum personal income of $80,00 may limit eligibility for some

Legal

Refer to RBC page for up to date offer terms and conditions

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*To benefit from this offer, your application must be received and approved by Royal Bank of Canada (“Royal Bank”) between July 9 and October 21, 2025 (“Offer Period”). This offer only applies to new applications for a WestJet RBC World Elite Mastercard.
You will receive 25,000 welcome WestJet points upon your first purchase (“Welcome WestJet Points”). The Welcome WestJet Points will appear on your monthly credit card statement and in your WestJet Rewards account, accessible at westjet.com/account, up to six (6) weeks after your first purchase transaction date, provided that your WestJet RBC World Elite Mastercard credit card account (“Credit Card Account”) remains open and in good standing at that time, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive Credit Card Account statement periods, closed, charged off or in credit revoked status at that time.
To receive the additional 20,000 WestJet points (“Additional WestJet Points”), (i) a total of $5,000 (“Qualifying Transaction Amount”) or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) must be posted to your Credit Card Account within the first three (3) months of your Credit Card Account opening date (“Period”), and (ii) your Credit Card Account must remain open and in good standing at the time the Additional WestJet Points are awarded to your WestJet Rewards account, approximately six (6) weeks after the date you reach the Qualifying Transaction Amount. Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and credits for returns and adjustments posted to your Credit Card Account during the Period will reduce the amount of your Qualifying Transactions.
The transaction posting date of each Qualifying Transaction, not the transaction date, will determine whether the transaction will count towards the Qualifying Transaction Amount. This means that Qualifying Transactions that take place prior to the last day of the Period will not count towards the Qualifying Transaction Amount if they have not yet been posted or processed by the merchant, the payment network (Mastercard) or Royal Bank by the last day of the Period.