The best Home Trust credit cards in Canada

Earn 4% cash back on groceries and gas.*

Earn 10% cash back during your first 4 months and 2% when your welcome rate ends.*

Apply now and you could earn up to 30,000 bonus points with the American Express Cobalt™ Card

Earn 4 points†† for every $1 spent on eligible restaurant, grocery, digital media, membership and household utility purchases during the first 90 days

Limited time offer: Get 3,000 AIR MILES Bonus Miles and we’ll waive the $120 annual fee for the first year*.

Standard Annual Interest Rates of 12.99% on purchases, 12.99% on balance transfers✪ and access cheques, and 24.99% on cash advances

Special offer: Get 0% interest for up to 10 months on balance transfers with a 1% transfer fee† and a first year annual fee rebate

Collect 4% in CT Money‡ at Canadian Tire and 1.5% on your first $12,000 per year in grocery purchases (excludes Costco and Walmart).

Earn 4% cash back in your first 6 months (up to $200 cash back). Earn 1.25% cash back on purchases when your Welcome Rate ends.

Limited time offer: Get 1,500 AIR MILES Bonus Miles!* That’s enough for $150 towards purchases with AIR MILES Cash*