Laurentian Mortgage Rates

Q: Are Laurentian rates lower than other banks?

While Laurentian mortgage rates are competitive among other lenders, they aren’t higher or lower than other banks as a rule. In Canada, rates are more likely to vary from person to person, rather than bank to bank. To get the best mortgage rate, as well as the mortgage with the right features for you, it’s important to compare mortgages from multiple providers.

Q: Can you negotiate a mortgage rate?

Yes, you can negotiate a mortgage rate. The rate you’re offered is not always the best rate you can get, especially in the case of a mortgage renewal offer from your current lender. If you’re uncomfortable with negotiating your own mortgage rate, it’s a good idea to speak to a mortgage broker, who can negotiate on your behalf

Below you'll find the best mortgage rates from Laurentian. Be sure to compare rates between lenders to get the best product for you.

Featured
5-Year fixed
2.19%
Featured
5-Year variable
1.69%
Featured
3-Year fixed
3.54%
Featured
10-year fixed
6.60%

compare all

Provider	5 Year fixed	5 Year variable	3 Year fixed	10 Year fixed
Best market rate	1.74% view provider	0.98% Prime -1.47 view provider	1.53% view provider	2.74% view provider
Bank of Montreal	2.37% inquire	1.55% Prime -0.90 inquire	2.24% inquire	4.09% inquire
Scotiabank	2.29%	1.75% Prime -0.70	2.24%	3.24%
TD Bank	2.44%	1.40% Prime -1.05	2.14%	3.30%
CIBC	2.37% inquire	1.54% Prime -0.91 inquire	3.49% inquire	6.09% inquire
Laurentian Bank	2.19% inquire	1.69% Prime -0.76 inquire	3.54% inquire	6.60% inquire
RBC Royal Bank	2.49% inquire	1.60% Prime -0.85 inquire	2.24% inquire	5.80% inquire

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Laurentian: Frequently asked questions

Are Laurentian rates lower than other banks?

How do I get a mortgage with Laurentian?

You can get a mortgage from Laurentian by contacting the bank directly. You can get or by getting in touch with a Laurentian approved mortgage broker. The alternative to getting a mortgage directly from Laurentian is to work with a mortgage broker.

Using a broker comes with a few advantages. A mortgage broker gives you the added benefit of being able to compare mortgage rates and products between different lenders, as well as the chance to speak to an independent mortgage expert. If a given lender does not work with brokers, it might still be worth speaking to one to see what else is available in the market.

Can you negotiate a mortgage rate?

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About Ratehub

We help you find better financial products for your specific needs. Whether you need a mortgage, credit card, savings account, or insurance coverage, we get you the information you need to choose better.

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Financial institutions pay us for connecting them with customers. This could be through advertisements, or when someone applies or is approved for a product. However, not all products we list are tied to compensation for us. Our industry leading education centres and calculators are available 24/7, free of charge, and with no obligation to purchase. To learn more, visit our About us page.

How are CanWise Financial and Ratehub.ca connected?

Both Ratehub.ca and CanWise Financial are owned and operated by Ratehub Inc. When comparing mortgage rates on Ratehub.ca, you’ll see rates from a number of lenders and mortgage brokers, including CanWise Financial. All products are sorted according to the rates available to you and the selection criteria you’ve shared with us.

We’re happy to send users to CanWise because of their great rates, trusted advice, and experienced mortgage team. Read any of their 3,300 five-star Google and Facebook reviews and you’ll see what we mean.

Laurentian Mortgage Rates