Compare the Best Savings Accounts

Savings Accounts that are eligible for a promotional offer are marked throughout the comparison chart with a promotional offer icon such as or . Click this box to show only Savings Accounts that contain free promotional offers. For gift card FAQs and Terms & Conditions click here.
Location Please ensure your location is correct in order to find the best rates available in your area.
Purchase interest rate Bank account Included 1st year return
2.7% Interest rate tiers
If balance is Rate
$0.00 or more after 90 days 2.10%
$0.00 or more after 180 days 2.20%
$0.00 or more after 270 days 2.35%
$0.00 or more after 360 days 2.70%
tiered interest rate
Unlimited transfers to Scotiabank accounts $135 Get this rate Get more details
2.05% Interest rate tiers
If balance is Rate
$0.00 - $1,000,000.00 2.05%
$1,000,000.01 or more 0.25%
tiered interest rate
2 free monthly transactions $102 Get this rate Get more details
2.05% $102 Get this rate Get more details
2% Free e-transfers and no everyday banking fees $100 Get this rate Get more details
1.69% n/a $84 Get this rate Get more details
1.69% unlimited bill payments, transfers & debits $84 Get this rate Get more details
1.69% $84 Get this rate Get more details
1.65% unlimited withdrawals and transfers $82 Get this rate Get more details
1.6% None $80 Get this rate Get more details
1.5% n/a $75 Get this rate Get more details
2.5% 0.25% after 177 days unlimited transfers $67 Get this rate Get more details
2.5% 0.25% after 177 days unlimited transfers $67 Get this rate Get more details
1.3% Unlimited $65 Get this rate Get more details
1.3% Interest rate tiers
If balance is Rate
$0.00 or more 1.30%
$100,000.00 - $249,999.00 1.40%
$250,000.00 or more 1.55%
tiered interest rate
1 withdrawal $65 Get this rate Get more details
2.5% 0.4% after 153 days unlimited transfers $64 Get this rate Get more details
1.25% Unlimited $62 Get this rate Get more details
1.05% Interest rate tiers
If balance is Rate
$0.00 - $4,999.00 0.10%
$5,000.00 or more 1.05%
tiered interest rate
1 withdrawal or transfer $52 Get this rate Get more details
0.9% Unlimited free transactions $45 Get this rate Get more details
2.4% 0.1% after 120 days n/a $43 Get this rate Get more details
0.75% n/a $38 Get this rate Get more details
0.7% Yes $35 Get this rate Get more details
2.5% 0.05% after 90 days 1 withdrawal $33 Get this rate Get more details
0.55% $28 Get this rate Get more details
0.5% Interest rate tiers
If balance is Rate
$0.00 - $15,000,000.00 0.50%
$15,000,000.01 or more 0.50%
tiered interest rate
$25 Get this rate Get more details
0.5% Interest rate tiers
If balance is Rate
$0.00 - $500.00 0.05%
$500.01 or more 0.50%
tiered interest rate
$25 Get this rate Get more details
0.25% 1 free monthly transaction $12 Get this rate Get more details
0.15% Transfers between your national bank account: free of charge. Transfers to other national bank clients: $5/transfer. $8 Get this rate Get more details
0.1% Interest rate tiers
If balance is Rate
$0.00 - $249,999.00 0.10%
$250,000.00 or more 0.20%
tiered interest rate
Unlimited no-fee self-service transfers to your other Scotiabank accounts $5 Get this rate Get more details
0.1% Interest rate tiers
If balance is Rate
$0.00 - $5,000.00 0.10%
$5,000.01 - $25,000.00 0.10%
$25,000.01 - $60,000.00 0.15%
$60,000.01 - $100,000.00 0.15%
$100,000.01 - $300,000.00 0.15%
tiered interest rate
$5 Get this rate Get more details
0.1% $5 Get this rate Get more details
0.1% None $5 Get this rate Get more details
0.1% None $5 Get this rate Get more details
0.1% Interest rate tiers
If balance is Rate
$0.00 - $4,999.00 0.05%
$5,000.00 - $249,999.00 0.10%
$250,000.00 or more 0.20%
tiered interest rate
Unlimited no-fee transfers to your other Scotiabank accounts $5 Get this rate Get more details
0.05% Interest rate tiers
If balance is Rate
$0.00 - $5,000.00 0.05%
$5,000.00 or more 0.05%
tiered interest rate
Unlimited no-fee self-service transfers to your other Scotiabank accounts $2 Get this rate Get more details
0.05% Interest rate tiers
If balance is Rate
$0.00 - $999.99 0.05%
$1,000.00 - $4,999.99 0.05%
$5,000.00 - $9,999.99 0.05%
$10,000.00 - $24,999.99 0.05%
$25,000.00 - $59,999.99 0.05%
$60,000.00 or more 0.05%
tiered interest rate
$2 Get this rate Get more details
0.05% Unlimited transactions, plan restrictions apply with regards to when and how much one can contribute $2 Get this rate Get more details
0.05% Interest rate tiers
If balance is Rate
$0.00 - $4,999.99 0.00%
$5,000.00 - $49,999.99 0.05%
$50,000.00 - $99,999.99 0.05%
$100,000.00 - $249,999.99 0.05%
$250,000.00 - $1,000,000.00 0.05%
$1,000,000.01 or more 0.05%
tiered interest rate
None $2 Get this rate Get more details
0.01% Interest rate tiers
If balance is Rate
$0.00 - $999.99 0.01%
$1,000.00 - $2,999.99 0.01%
$3,000.00 - $4,999.99 0.01%
$5,000.00 or more 0.01%
tiered interest rate
15 withdrawls or transfers $0 Get this rate Get more details
0.01% Interest rate tiers
If balance is Rate
$0.00 - $999.99 0.00%
$1,000.00 - $2,999.99 0.01%
$3,000.00 - $4,999.99 0.01%
$5,000.00 or more 0.01%
tiered interest rate
None $0 Get this rate Get more details
0.01% Interest rate tiers
If balance is Rate
$0.00 - $4,999.99 0.01%
$5,000.00 or more 0.01%
tiered interest rate
None $0 Get this rate Get more details
0.01% Interest rate tiers
If balance is Rate
$0.00 - $999.99 0.01%
$1,000.00 - $4,999.99 0.01%
$5,000.00 - $9,999.99 0.01%
$10,000.00 - $24,999.99 0.01%
$25,000.00 - $59,999.99 0.01%
$60,000.00 or more 0.01%
tiered interest rate
1 free transaction per month $0 Get this rate Get more details
0.001% Interest rate tiers
If balance is Rate
$0.00 - $4,999.99 0.00%
$5,000.00 - $9,999.99 0.00%
$10,000.00 - $24,999.99 0.00%
$25,000.00 - $59,999.99 0.01%
$60,000.00 - $99,999.99 0.02%
$100,000.00 - $149,999.99 0.05%
$150,000.00 - $249,999.99 0.15%
$250,000.00 or more 0.15%
tiered interest rate
1 withdrawal $0 Get this rate Get more details
0% Interest rate tiers
If balance is Rate
$0.00 - $9,999.99 0.00%
$10,000.00 or more 0.01%
tiered interest rate
Unlimited online transfers to same financial institution deposit accounts $0 Get this rate Get more details
For a limited time, you will receive a promotional offer from Ratehub.ca if your application is approved. Terms and conditions apply. Click here for details.
Interest rate tiers tiered interest rate
View details View details
Get this rate