Personal Finance

They used to call it “moonlighting,” and it had a serious negative connotation. Just a few generations ago workers were expected to show unwavering loyalty to their employers, and the idea of someone taking on a … Read More

Celebrating six years of educating Canadians about personal finance, the CPFC is a two-day conference for personal finance bloggers, journalists, and anyone who has a passion for learning more about money. This year, the conference theme … Read More

Living a lifestyle that you can’t afford can seem like a seductive dream to some, and a debt trap to others. Marketers everywhere present us with options for lifestyles we want but can’t afford. Or can … Read More

You don’t have to wait until spring to get a tax refund. There are two ways to reduce the amount of tax you pay throughout the year: Joining a group RRSP or reducing taxes at source … Read More

In 1789, Benjamin Franklin wrote, “in this world, nothing can be said to be certain, except death and taxes.” I’m adding bills to his list of certainty. There are utilities, fees, phone, insurance charges, and the … Read More

Got kids? The Canadian federal government wants to give you more money. The Canadian Child Benefit (CCB) replaces the Canada Child Tax Benefit, the Universal Child Care Benefit, and income splitting. It’s a more straightforward plan … Read More

Home energy costs make up a big portion of an average household’s budget. It’s so significant, in fact, that heating cost even makes up an important part of the calculation lenders use to decide whether you … Read More

The humble bank account – in all of financial services it seems to be the product that is easiest to understand. Money goes in, it sometimes earns interest, you often pay fees, and then you withdraw … Read More

As badly as you might want to move out of your parents’ house, you also don’t want to be living on the brink of financial collapse. Besides affording your monthly expenses, you should hopefully be able … Read More

So you haven’t managed to save double your salary by age 35. Whether this makes you laugh, roll your eyes, or question every decision you’ve ever made, everyone’s ability to build savings is different. However, organizing … Read More