Personal Finance

Valentine’s Day tends to get a bad reputation. Fourth in sales behind Christmas, back to school, and Mother’s Day, this holiday, in which we’re supposed to celebrate our bonds with people we care about, has a … Read More

It’s RRSP season. You may have noticed the billboards along the roadways and banner ads when you log in to your bank account. Every year, the financial industry spends millions telling Canadians to put money into … Read More

Buying a house, a car, or other big-ticket item means thinking a lot about how you’ll afford to pay it off over time, but most of us wouldn’t take the plunge if we didn’t also spend … Read More

At Ratehub.ca, we spend our working days discussing all things money. Our work naturally leaks into our personal lives so, sorry/not sorry if we comment on what credit card you pull out at the restaurant. While … Read More

The Holidays are officially behind you; you’re back at the office or school (a few pounds heavier and, if you’re lucky, a few dollars heavier as well) and getting back to routine. Sure, you might have … Read More

Oh, what a Christmas.  Exchanging gifts with family, feasting on delicious food, and bringing in the new year with sparkling cheer.  Did you also get together with long lost friends and celebrate overdue meetups? Maybe you … Read More

As we count down the seconds to a New Year, we often reminisce about the year that was; the good, the bad, and the ugly. And that’s just talking about our finances. Maybe you hit a … Read More

There are many rules of thumb when it comes to personal finance, such as saving 10% of your gross salary for retirement or making a 20% down payment on a home.  If you want budgeting to … Read More

By Michael Wickware for Planswell You probably know what a budget is, even if you don’t stick to one. The term “financial plan” might be a bit more confusing, because most people have never actually seen … Read More

We’ve finally crossed the finish line in the 10k that is Christmas. Congratulations! But there’s no time to catch your breath. As soon as you’re done chugging that bottle of Gatorade it will time to take … Read More