Personal Finance

Personal finance can feel like an insider’s club. There’s also a lot of “rules,” often centred around frugality and fitting into a clearcut style of budgeting — even if it doesn’t necessarily fit your circumstances. When … Read More

In the United Kingdom, switching banks is incredibly easy. The Current Account Switch Service (chequing accounts are known as current accounts in the UK) is a free service that automatically closes your old account, moves your … Read More

Everyone has bad habits when it comes to money. However, some financial habits can hurt you in the long run and possibly lead to financial ruin. Before you go broke, you should identify the financial habits … Read More

You’ve probably heard lots in the news about the stock market. Stocks go up, stocks go down. Fortunes are made and lost. There’s excitement and drama, and the potential to win big. But you probably haven’t … Read More

The term Big Five says it all: When it comes to banking, Canadians don’t have much choice. If your current chequing account is your first and only, you’re among friends — a large number of respondents in … Read More

Canadians have a love affair with debt. In fact, the Bank of Canada says households have more than $2 trillion of debt. And earlier this month, Equifax said the average Canadian consumer has $23,271 in non-mortgage … Read More

We here at Ratehub.ca live and breathe personal finance. Among our team, we constantly debate the merits of RRSPs vs TFSAs, compare our credit cards, and swap advice on choosing the best bank accounts. So, when … Read More

Conversations about retirement usually start with goals. Although there are some people with quirky retirement goals, most of us have the same bottom line: to have our future lifestyle be as good, if not better, than … Read More

They used to call it “moonlighting,” and it had a serious negative connotation. Just a few generations ago workers were expected to show unwavering loyalty to their employers, and the idea of someone taking on a … Read More

Celebrating six years of educating Canadians about personal finance, the CPFC is a two-day conference for personal finance bloggers, journalists, and anyone who has a passion for learning more about money. This year, the conference theme … Read More