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Compare the best RBC GICs

Want to open a GIC with RBC? Why not compare your options? View Canada's highest-interest GICs from multiple banks in seconds.

Compare GICs

Rates updated:

  • No Results
  • non-registered
  • registered
  • TFSA
  • USD
GICs for a term of
  • 30 days
  • 90 days
  • 120 days
  • 6 months
  • 1 year
  • 2 years
  • 3 years
  • 4 years
  • 5 years
  • 10 years
with a balance of
  • $1,000
  • $5,000
  • $10,000
  • $50,000
  • $100,000

$8 total return based on

$5,000 investment

1 Year
Minimum investment


A few things we're proud of

  • 1,200,000

    monthly users

  • 9 years


  • Over 1M

    better choices made

  • Trusted partner

    to Canada’s top financial institutions

The best overall GICs in Canada

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About RBC

Royal Bank of Canada (RBC) is one of the Big Five banks in Canada. While you can get savings and chequing accounts from RBC, you can also open investment accounts. Moreover, RBC has the largest branch and automated banking machine network across banks in Canada. RBC also offers online, mobile, and telephone banking to support its personal banking products and services.

RBC's GIC rates

RBC’s guaranteed investment certificate (GIC) rates are comparable to GIC rates from other major banks in Canada, but remain relatively competitive nonetheless. RBC offers both redeemable (cashable) and non-redeemable (non-cashable) GICs. When selecting a non-redeemable GIC, which pays you interest at its maturity date, you can select a short-term investment period of less than 364 days. If you choose to have your interest paid out to you annually, semi-annually or monthly, longer term lengths between one to 10 years can be chosen. These payout conditions apply to both RBC’s non-redeemable and redeemable GICs.

Compare other RBC products

Like other major banks in Canada, RBC offers personal banking products, such as savings and chequing accounts, mortgages, and credit cards. If you’re searching for a savings account, RBC offers a variety of accounts with tiered and fixed savings rates.

Mikael Castaldo, Senior Business Manager of Everyday Banking

Mikael is a Senior Business Manager at and the driving force behind our Everyday Banking Team. He knows everything there is to know about the best credit cards and bank accounts, and works closely with Canada’s top financial institutions - from banks to credit unions - to help ensure our over 1,200,000 monthly users get matched with the right plastic. A numbers guy at heart, having worked as a strategy consultant at the Boston Consulting Group, he’s found himself right at home as a personal finance expert at

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