Compare the best Scotiabank GICs
Want to open a GIC with Scotiabank? Why not compare your options? View Canada's highest-interest GICs from multiple banks in seconds.
let's get startedWhy Ratehub.ca?
A few things we're proud of
1,200,000
monthly users
11 years
young
Over 1M
better choices made
Trusted partner
to Canada’s top financial institutions
The best overall GICs in Canada
The knowledge bank
By submitting your email address, you acknowledge and agree to Ratehub.ca‘s Terms of Use and Privacy Policy. Contact us for more information. You can unsubscribe at any time.
Mikael Castaldo
About Scotiabank
Scotiabank is one of Canada’s five major banks. It provides a series of personal banking services, along with business banking options for both small- and mid-sized companies. Furthermore, Scotiabank offers a variety of deposit products with competitive rates.
Scotiabank's GIC rates
Scotiabank’s guaranteed investment certificate (GIC) products feature a number of different options. Among these options are non-redeemable GICs, cashable GICs, market-linked GICs, and other speciality GICs. When comparing the rates on Scotiabank’s non-registered and registered GICs with those from other providers, you’ll find that Scotiabank’s rates are relatively competitive and comparable to a few other major banks in Canada. When choosing a non-redeemable GIC, you can select term dates from 30 days to 10 years. If you purchase a GIC in a registered retirement savings plan (RRSP) or a registered retirement income funds, the term dates range from 90 days to five years. If you invest in a cashable GIC with Scotiabank, you’ll be able to redeem any portion of the investment after 30 days without incurring any penalties when making a withdrawal.
Compare other Scotiabank products
When banking with Scotiabank, you’ll also find that in addition to investment products, you can open chequing and savings accounts. Moreover, Scotiabank also offers credit cards, such as the Scotiabank Gold American Express Card and the Scene Visa card. If you’re searching for a mortgage, Scotiabank offers a variety of mortgage product options.
Natasha Macmillan, Senior Business Manager of Everyday Banking
Natasha is the Business Director of Everyday Banking at Ratehub.ca. With over a decade of business, strategy and execution experience in the financial services industry, Natasha has worked with numerous public and private enterprises across North America. Her passion for finance and education brought her to Ratehub.ca, where she works closely with Canada’s top financial institutions - from banks to credit unions - to help ensure our over 1,200,000 monthly users get matched with the right credit cards and personal financing accounts.
read linkedin bioAbout Ratehub.ca
Whether you need a mortgage, credit card, savings account, or insurance coverage, we help you find and compare the best financial products for your specific needs.
When it comes to mortgages, Ratehub.ca is more than just a place to research and compare the best rates. Our goal is to give Canadians the best mortgage experience from online search to close. This means offering Canadians the mortgage tools, information and articles to educate themselves, allowing them to get personalized rate quotes from multiple lenders to compare rates instantly, and providing them with the best online application and offline customer service to close their mortgage all in one place.
Ratehub.ca has been named Canada's Mortgage Brokerage of the Year for four years straight (2018-2021). With over 12 years of mortgage experience, and over $11 billion in mortgages funded, we deliver you the best mortgage experience in Canada.
How does Ratehub.ca make money?
Financial institutions pay us for connecting them with customers. This could be through advertisements, or when someone applies or is approved for a product. However, not all products we list are tied to compensation for us. Our industry-leading education centres and calculators are available 24/7, free of charge, and with no obligation to purchase. To learn more, visit our About us page.