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Overview of the Neo Secured Credit

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Earning categories


On first-time purchases at over 10,000 Neo partners


On average cashback


On guaranteed cashback

Detailed card summary

Benefits & features

  •’s 2023 Award Winner – Best Credit Card For Building Credit
  • Get $25 cashback1 when you sign up, plus up to 15% cashback
  • 2 on first-time purchases at 10,000+ partners
  • Safely build your credit history
  • Free credit reporting
  • No credit score needed to apply
  • Instant, unlimited cashback at over 10,000 partners
  • Get up to 15% cashback3 on first-time purchases
  • Enjoy an average 5% cashback3
  • Guaranteed 0.5% cashback
  • Flexible credit limit
  • Get started with as little as $50
  • Increase your credit limit any time
  • Sign up in 3 minutes and use your virtual card right away
  • Optional monthly subscriptions available to boost your rewards for travel, gas & grocery, dining, and more

How to redeem

How to get approved

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