Overview of the Scotiabank® American Express® Card
On other purchases
Scotiabank® American Express® Card details
- Welcome offer
- 5,000 bonus points ($50 value)
- Annual fee
- Earn 1x points on other purchases
- Average point value
- Purchase interest rate
- Cash advance interest rate
- Balance transfer interest rate
- Minimum income
- Household income
- Any amount
- Recommended credit score
- American Express
- Card type
TD® Aeroplan® Visa Infinite* Card
Earn up to 20,000 Aeroplan points and a bonus Buddy Pass. Plus, first year no Annual Fee. Conditions Apply. Must apply by May 30, 2021.
American Express® AIR MILES®* Platinum Credit Card
Scotiabank Passport™ Visa Infinite* Card
Earn up to 30,000 bonus Scotia Rewards points in your first year (that’s up to $300 towards travel)‡
Detailed card summary
Benefits & features
- Earn 5,000 bonus Scotia Rewards points with your first $500 in everyday purchases in first 3 months◊
- Earn one Scotia Rewards point on all eligible everyday purchases
- Flexible Point Redemption
- Rates, fees and other information are effective as of March 1, 2021. Subject to change.
How to redeem
Redeem your points against any travel purchase on your statements
How to get approved
- Minimum income $12K/yr
- Household income Any
- Recommended credit score 660+
- You are a permanent Canadian resident and have reached the age of majority in the province in which you live.
- learn more on provider website
Average user score for Scotiabank® American Express® Card
4.3 | 7 reviews
This credit card is awesome. Perfect for anyone who goes out to eat alot. Easy to get points as well.
I bought the card because of the rewards, it’s a good card. But there aren’t many grocery stores in the area that take Amex, so I can’t take advantage of the extra points I would get by using it at a grocery store
This is a really good credit card. It has a minimum income requirement but I believe it is reasonable. Good benefits.
After approval they requested additional information about my employment. As a self employed person this is difficult to provide, normally this is not a problem but with Scotia it was. Despite it not being a problem for an American Express gold
Great features a decent concierge service however I struggle to use the card as merchants looks at me like I have the plague when I show it. Even those merchants who do take it don’t accept t thorough Apple Pay
4% back on groceries, gas, entertainment and restaurants is one of the highest return rates in Canada! Plus the sign up bonuses offered with this card for new users, with no annual fee for the first year make this a no brainer. Currently was offered $300 back if I spend $750 in 3 months! Only complaint is that for non Scotiabank users, they don’t mail the card to your home once approved, but get you to visit one of their branches to pick it up. Took them a month to call me for pick up.
1 Offer Description and Conditions: The 5,000 Bonus Scotia Rewards Points Offer (this “Offer”) applies only to new Scotiabank American Express credit card accounts (“Account”) opened by August 31, 2021 subject to the conditions below. To be eligible for the Offer, at least $500 in eligible purchases must be posted to the Account within 3 months of the Account open date. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges. The bonus points will be credited to your Account within 2-3 business days after the first eligible purchase is posted to your account, provided the Account is open and in good standing at time of payout. The Account is considered in good standing if it is not delinquent (past due) or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account. Offer may be changed, cancelled or extended and cannot be combined with any other offers.
Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.
Rates and Fees: There is currently no annual fee for the primary card and no fee for each additional supplementary card.
The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions).
All rates, fees, features and benefits are subject to change.
*See Card Provider’s website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.