Companion vouchers, free bags, and lounge access: What the WestJet RBC® World Elite Mastercard‡ actually gets you
This post is sponsored by RBC.
Travel credit cards can offer lots of value, but getting the most from them often means figuring out how to redeem your points. The WestJet RBC® World Elite Mastercard‡ takes a different approach, with travel benefits that deliver real value every time you fly.
Of course, those perks come with a $139 annual fee (and a 20.99% interest rate). Are they enough to make the card a worthwhile investment? We’re going to break it all down.
WestJet World Elite benefits worth knowing
The core travel benefits that you get with the WestJet RBC® World Elite Mastercard‡ include:
- An annual roundtrip companion voucher5
- Free checked bags4
- Lounge access12
A companion voucher5 for travel with someone else
WestJet RBC® World Elite Mastercard‡ holders receive a round-trip companion voucher5 annually after spending $5,000 on the card.
The voucher allows you to bring a traveling companion with you wherever WestJet flies at a set fare. Flights within Canada or to/from continental US cost $119–$219 plus taxes and fees, while the rest of the WestJet network is $399–$499 plus taxes and fees.
Couples, families, and friends who regularly travel together will likely get the most value out of the companion voucher perk. But solo travelers have the option to trade the voucher for one of the following:
- A 30% discount code off the base fare for one traveler8
- A $200 credit toward a WestJet Vacations or Sunwing Vacations package9
- Two airport lounge vouchers10
Free checked bags can add up
The WestJet RBC® World Elite Mastercard‡ includes free first checked bags for the cardholder and up to eight companions on the same reservation4. The savings can add up quickly.
A round trip for two people could mean four free checked bags. At $55 to $65 per bag each way for domestic flights, that’s $220 to $260 in potential savings—well above the card’s $139 annual fee.
Lounge access before your flight
Cardholders receive complimentary membership in Mastercard Travel Pass provided by DragonPass12, giving them access to more than 1,300 airport lounges worldwide. Lounge visits are charged at $32 USD per person.
If you want free lounge access, there are a couple of ways to get it:
- Trade your annual round-trip companion voucher in for two lounge passes through the WestJet Lounge Exchange
- Earn WestJet Silver, Gold, or Platinum elite status through credit card spending and/or the card’s status lift
What else does the WestJet RBC® World Elite Mastercard‡ offer?
Frequent flyers may get the most value from those headline perks, but the card also includes rewards and insurance coverage that can add to its overall value.
- 2x points on WestJet flights, WestJet Vacations, and Sunwing Vacations²
- 2x points on everyday essentials like groceries, gas, and transit
- 1.5x points on all other qualifying purchases², so you can get to free flights and vacations even faster³
The card also comes with robust insurance coverage16, including:
- 15 days of emergency medical coverage (for those under 65)
- Trip cancellation and interruption insurance
- Flight delay and baggage coverage
- Car rental collision and loss damage waiver
- Up to $1,500 of mobile device coverage
Other perks include savings of 3 cents per litre at Petro-Canada13 and a complimentary 12-month subscription to DoorDash DashPass15.
Is the WestJet RBC® World Elite Mastercard‡ worth it?
Whether the WestJet RBC® World Elite Mastercard‡ is worth it depends on your spending and travel habits. It may be worth it for you if you:
- Fly with WestJet regularly
- Check baggage on your trips
- Often travel with a companion
- Value airport lounge access
On the other hand, the card might not be your best fit if you:
- Rarely travel with WestJet
- Usually travel by yourself
- Travel only with a carry-on bag
- Value flexibility in which airline you redeem rewards with
To figure out whether this might be the right credit card for you, consider the annual $139 fee against the value of the perks and benefits you’ll regularly use.
based on spending $2,200/mo after $139 annual fee
- Earn rewards
1.5pts – 2pts / dollar spent
- Welcome bonus
Earn up to 70,000 points (a $700 value)
- Annual credits
Up to $119 in annual credits
- Annual fee
$139
Perks of the WestJet RBC® World Elite Mastercard
| Perks | Details | |
|---|---|---|
| Lounge access | Included | You’ll gain complimentary passes to airport lounges. The number of passes and lounges you have access to will vary. |
| No foreign exchange fees | Not included | A surcharge that credit card holders pay for purchases made in a foreign currency (typically 2.5%). |
| Travel accident insurance | Included | If you suffer a loss as a result of an accidental bodily injury sustained while occupying a common carrier, you are eligible for this coverage. |
| Travel emergency medical | Included | If you require urgent medical care while on a trip outside of your home province, you will be covered for any eligible medical expenses incurred. |
| Car rental insurance | Included | Credit card rental car insurance usually covers theft, loss and damage to your rental car in the case of an accidental collision. |
| Trip cancellation | Included | If you have to cancel your trip before it’s even started, your prepaid travel costs will be covered up to a maximum amount if the cause of cancellation is eligible for the insurance. |
| Trip interruption | Included | If your trip has to be cut short or is delayed after the scheduled departure date, you will be covered up to a maximum amount for an eligible cause of interruption or delay. |
| Flight delay insurance | Included | If your flight departure is delayed by a certain number of hours, you’ll be reimbursed a certain amount for necessary and reasonable expenses. |
| Baggage loss insurance | Included | If your checked bag cannot be located by a common carrier, you’ll be reimbursed for a portion of the replacement cost of lost personal property. |
| Baggage delay insurance | Included | If your checked bag is not delivered within a specified time upon your arrival, you’ll be reimbursed for the cost to replace essential items. |
| Hotel/motel burglary | Included | Provides protection, while you’re checked in, for your personal belongings when left unattended in your room up to a certain dollar amount. |
| Mobile insurance | Included | Reimburses a portion of your cell phone in the event it’s damaged or lost. Device coverage is limited to a certain period of time after purchasing with your credit card. |
| Purchase assurance | Included | Automatically protects new purchases by insuring them for 90 days from the date of purchase in the event of loss, theft or damage. |
| Extended warranty | Included | Either doubles the length of the item’s manufacturer’s warranty coverage or extends it by 1 year, whichever is less. |
| Price protection | Not included | If, within a certain amount of time of purchasing an item, its price drops or you find an identical item offered for a lower retail price than what you paid, you will be reimbursed for the difference. |
Other perks
- Get up to 70,000 WestJet points1:
- 30,000 WestJet points upon your first purchase
- 30,000 WestJet points when you spend $5,000 in the first 3 months
- 10,000 WestJet points after first year anniversary
- Check your first bag for free for the primary cardholder and up to 8 guests on the same reservation when you pay with your WestJet RBC World Elite Mastercard4
- Cardholders can now achieve Silver, Gold and even Platinum Status with a Status Lift up to 50 times per year – you’ll earn 200 CAD in tier qualifying spend for every $5,000 in purchases on your card11
- Receive an annual round-trip companion voucher starting from $119 CAD (plus taxes, fees, surcharges and other ATC) when you spend a minimum of $5,000 annually on your card5, or choose to exchange it for one of the following:
- A 30% flight discount for one traveller8
- A $200 credit towards a WestJet Vacations package or Sunwing Vacations package9
- Two airport lounge passes10
- Earn 2 points for every dollar you spend on WestJet flights, WestJet Vacations, and Sunwing Vacations2
- Earn 2 points for every dollar you spend at grocery stores and on transportation including gas, EV charging, public transit and rideshare3
- Earn 1.5 points for every dollar you spend on all other everyday purchases2
- WestJet points can now be redeemed to cover taxes, fees and surcharges7
- WestJet points never expire. Use your WestJet points to book flights anytime so you can travel when and where you want – no blackout periods.
- You can truly relax while you’re travelling with comprehensive coverage, now including Trip Cancellation insurance16.
Ratehub’s take
In search of an airline credit card? RBC partnered with WestJet to bring you the WestJet RBC World Elite Mastercard offering impressive travel benefits and a generous earn rate for WestJet dollars.
Pros
- Generous earn rate for WestJet dollars: Earn WestJet dollars on every purchase allowing you to save on future WestJet flights, covering not only base fares but also taxes and fees
- Travel perks: Enjoy a range of travel benefits, including free first checked bag for the primary cardholder and up to eight companions and priority boarding,
- Companion voucher: Receive one annual round-trip companion voucher that allows you to bring a travel companion along for a WestJet flight at a significantly reduced fare
- Comprehensive travel insurance: Enjoy coverage for emergency medical, trip interruption, flight delay, and more
Cons
- Annual fee: While the card offers exceptional WestJet travel benefits, it does come with an annual fee of $139
- Limited airline choice: The card’s rewards are primarily designed for WestJet flights, which may limit your travel options depending on your flight path
- Income requirement: A minimum personal income of $80,00 may limit eligibility for some
Eligibility requirements
Minimum income: $80,000/yr
Interest rates
Purchase interest: 20.99%
Cash advance: 22.99%
Balance transfer: 22.99%
WestJet RBC® World Elite Mastercard‡ vs. a flexible travel card
So, how does the WestJet RBC® World Elite Mastercard‡ compare to a flexible travel credit card like the RBC Avion Visa Infinite? It’s all about the type of travel value you want.
RBC’s WestJet offering is a natural fit if you regularly fly with WestJet and want benefits tied to those trips, like the companion voucher and free checked bags. On the other hand, Avion offers flexibility if you want different options for spending your points. If your travel plans tend to vary from trip to trip, that flexibility can be valuable.
The bottom line
The WestJet RBC® World Elite Mastercard‡ may not be the right card for everyone, but its travel benefits can make the annual fee easier to justify for regular WestJet travellers. If you frequently check bags, travel with a companion, or can make use of the card’s other benefits, those perks can add up quickly.
FAQs
What are the main benefits of the WestJet RBC® World Elite Mastercard‡?
The main benefits of the WestJet RBC® World Elite Mastercard‡ include an annual round-trip companion voucher5 ($119 to $399 plus taxes and fees), free first checked bags4, lounge access via Mastercard Travel Pass by DragonPass12, and status lift to earn higher WestJet status faster.
Is the WestJet RBC® World Elite Mastercard‡ worth the annual fee?
Whether the WestJet RBC® World Elite Mastercard‡ is worth the annual fee depends on the value you get from the card. If you regularly fly WestJet and can make use of benefits like the companion voucher and free checked bags, the card may offer enough value to justify the $139 annual fee.
Does the WestJet RBC® World Elite Mastercard‡ include free checked bags?
Yes, the WestJet RBC® World Elite Mastercard‡ includes free first checked bags for the cardholder and up to 8 travel companions on the same reservation4.
