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Overview of the PC Financial® Mastercard®

Detailed card summary

Benefits & features

  • Welcome bonus of 20,000 points for new users.
  • Apply for a new PC Financial Mastercard® and earn up to 115 PC Optimum per $1* spent at Shoppers Drug Mart for the rest of the year.
  • Purchase Interest Rate: 19.97% (This rate will increase to 20.97% for interest calculations as of May 2020 statements.)
  • No annual fee
  • All PC Optimum members earn 15 points per dollar at Shoppers Drug Mart and Pharmaprix. When you use your President’s Choice Financial Mastercard you will earn an additional points 10 points per dollar.
  • Earn 10 PC Optimum points for every $1 spent everywhere else.
  • New cardholders can enjoy a low balance transfer rate of 0.97% for 6 months.
  • PC Financial® Mastercard® is provided by President’s Choice Bank. President’s Choice Bank is not responsible for maintaining or monitoring the accuracy of the content on this website. To the extent of any inconsistency with information at the provider’s site, the terms at the provider’s site shall prevail. For full details and current product information click on the “Apply now” button.
  • Please note: Credit approval and eligibility is subject to a number of factors in addition to credit score.
  • Terms and conditions apply; visit card provider’s site for more information including additional interest rates and fees. All information is subject to change.

How to redeem

How to get approved

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