Overview of the PC® Mastercard®

• Minimum income Any
• Household income Any
• Recommended credit score 560+
• You are a permanent Canadian resident and have reached the age of majority in the province in which you live.

Offer valid for new President’s Choice Financial® Mastercard® cardholders who apply by Dec 31, 2026. Earn a one-time bonus of 20,000 PC Optimum™ points when you spend $50 CDN or more in total qualifying purchases at participating Loblaw banner grocery stores, The Mobile Shop™ stores, Joe Fresh® stores, Shoppers Drug Mart® stores, Pharmaprix® stores, Esso™ or Mobil™ stations in Canada within 60 days of account approval. Visit pcoptimum.ca for participating stores. Qualifying purchases must be made with your new PC Financial® Mastercard®. Date of account approval is the date of the PC Financial® email confirming that your PC Financial® Mastercard® is approved. Qualifying purchases excludes refunds, cash advances, balance transfers, interest charges, fees, credit or debit adjustments. Any refunds or merchant credits received during the offer period will reduce your total purchase amount for the purposes of this offer. Cannot be used with any other promotions or offers. Offer has no cash value. Your President’s Choice Financial® Mastercard® account must be open and in good standing at the time points are awarded. Offer applies to new accounts only. This introductory offer is limited to one per new PC Financial® Mastercard® account and may be terminated or changed at any time without notice. Allow 4-6 weeks from qualifying purchase(s) for bonus PC Optimumᵀᴹ points to be awarded

• *Terms and conditions apply to all offers and benefits. President’s Choice Financial^® Mastercard^® is provided by President’s Choice Bank. President’s Choice Bank is not responsible for maintaining or monitoring the content on this website. To the extent of any inconsistency with information at the provider’s site, the terms at the provider’s site shall prevail. For full details and current product information click on the “go to site” button
• ^®/^TM PC, PC Financial, PC Optimum are registered trademarks of Loblaws Inc. Trademarks used under license.
• Mastercard^® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. President’s Choice Bank is a licensee of the marks.
• Shoppers Drug Mart^®, Pharmaprix^® and logos are trademarks of 911979 Alberta Ltd., used under license.
• ^®/^TM Esso is a trademark of Imperial Oil Limited. Imperial Oil, licensee. Mobil^TM is a trademark of Exxon Mobil Corporation or one of its subsidiaries. Imperial oil, licensee.
• President’s Choice Financial^® Mastercard^® is provided by President’s Choice Bank.
• The PC Optimum^TM program is provided by President’s Choice Services Inc.