The best TD chequing accounts in Canada for 2025
Get the most out of your chequing account - whether you're looking to save on fees, earn rewards or access more perks.
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A guide to TD chequing accounts
TD Bank offers several chequing account plans to cater to different needs. While all of the plans charge a monthly account fee, the fee can be waived if you maintain a minimum monthly balance.
TD also offers a student chequing account with no monthly fee, as well as a seniors’ chequing account rebate for those aged 60 years or older and collecting the Guaranteed Income Supplement.Â
Changes to TD chequing account fees: July 2025
Starting July 1, 2025, TD Bank will increase its monthly account fees for the following accounts:
- TD Every Day Chequing Account:Â $10.95 $11.95 ($1 increase)
- TD Unlimited Chequing Account:Â $16.95 $17.95 ($1 increase)
- TD All-Inclusive Banking Plan:Â $29.95 $30.95 ($1 increase)
The minimum monthly balance to waive the monthly fee on the TD All-Inclusive Banking Plan will also increase from $5,000 to $6,000.
TD chequing account offers
If you open a TD Unlimited Chequing Account or TD All Inclusive Banking Plan, you can get a cash bonus of up to $700 by completing certain tasks. Both these accounts also offer an annual fee rebate (up to $139) on select TD credit cards:
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Education
- What is a Chequing Account
- How To Choose a Chequing Account
- How To Open a Chequing Account
- How To Save On Chequing Accounts
- Business Chequing Accounts
- Joint Chequing Accounts
- Unlimited Chequing Accounts
- Interest-Earning Chequing Accounts
- No Fee Chequing Accounts
- US Chequing Accounts
- Chequing Account Alternatives