The best Simplii Financial chequing accounts in Canada for 2025
Get the most out of your chequing account - whether you're looking to save on fees, earn rewards or access more perks.
Compare the best Simplii Financial chequing accounts
Rates updated:
A guide to Simplii Financial chequing accounts
Simplii Financial – a division of CIBC – is one of several digital banks in Canada with no brick-and-mortar branches. Despite the lack of a physical presence, digital banks tend to offer attractive accounts, cards, and investment products while boasting minimal fees.
The Simplii Financial No Fee Chequing Account is what its name suggests, and more: It’s a no-fee chequing account that offers unlimited transactions. This includes Interac e-transfers, debit purchases, bill payments, and withdrawals. There’s also no minimum balance requirement, and Simplii customers also get free access to CIBC’s network of over 3,400 CIBC ATMs nationwide.
Who can sign up for the Simplii No Fee Chequing Account?
Any Canadian resident over the age of majority in their province of residence can apply to open an account with Simplii Financial. Because this personal chequing account already charges zero fees, there’s no need to apply for special discounts as a senior or a student. You can also choose to open a Simplii chequing account together with Simplii’s popular high-interest savings account.
Simplii Financial chequing account offers
In addition to welcome offers available to new customers, Simplii has a referral program where you can earn rewards for referring your friends to open an account.
The knowledge bank
A wealth of knowledge delivered right to your inbox.
About Ratehub.ca
Whether you need a mortgage, credit card, savings account, or insurance coverage, we help you find and compare the best financial products for your specific needs.
When it comes to mortgages, Ratehub.ca is more than just a place to research and compare the best rates. Our goal is to give Canadians the best mortgage experience from online search to close. This means offering Canadians the mortgage tools, information and articles to educate themselves, allowing them to get personalized rate quotes from multiple lenders to compare rates instantly, and providing them with the best online application and offline customer service to close their mortgage all in one place.
Ratehub.ca has been named Canada’s Mortgage Brokerage of the Year for four years straight (2018-2021). With over 12 years of mortgage experience, and over $11 billion in mortgages funded, we deliver you the best mortgage experience in Canada.
How does Ratehub.ca make money?
Financial institutions pay us for connecting them with customers. This could be through advertisements, or when someone applies or is approved for a product. However, not all products we list are tied to compensation for us. Our industry-leading education centres and calculators are available 24/7, free of charge, and with no obligation to purchase. To learn more, visit our About us page.
Providers
Education
- What is a Chequing Account
- How To Choose a Chequing Account
- How To Open a Chequing Account
- How To Save On Chequing Accounts
- Business Chequing Accounts
- Joint Chequing Accounts
- Unlimited Chequing Accounts
- Interest-Earning Chequing Accounts
- No Fee Chequing Accounts
- US Chequing Accounts
- Chequing Account Alternatives