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Overview of the Scotiabank®* Platinum American Express® Card

Earn rewards

2 points/$1

On groceries, restaurants (including fast food & drinks)

2 points/$1

On gas

2 points/$1

On bills, entertainment, other purchases, drug & pharmacy, travel (including flights, hotels, taxis, public transit)

Welcome bonus
60,000 points
$600 value

Annual fee
$399

Purchase interest: 9.99%
Cash advance: 9.99%
Balance transfer: 22.99%

Credit recommended: 760+
Min. income: $12,000/yr

Detailed card summary

Benefits & features

  • Baggage delay insurance
  • Baggage loss insurance
  • Car rental insurance
  • Extended warranty
  • Flight delay insurance
  • Hotel/motel burglary
  • Lounge access
  • Mobile insurance
  • Waived foreign transaction fees
  • Price protection
  • Purchase assurance
  • Travel accident insurance
  • Travel emergency medical
  • Trip cancellation
  • Trip interruption
  •  Earn up to $2,500* in value in the first 14 months, including up to 80,0001 bonus Scene+ points
  • Plus earn 2X Scene+ points for every $1 spent on all other eligible purchases
  • Earn additional benefits + up to 4X Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia
  • No Foreign Transaction Fee
  • Comprehensive Travel Insurance coverage
  • Mobile Device Insurance coverage
  • 10 complimentary Airport Lounge Passes per year
  • Platinum VIP Offers+
  • American Express Invites®
  • Premium Complimentary Concierge Services
  • Rates, fees and other information are effective as of January 3, 2025. Subject to change

How to redeem


How to get approved


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