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Overview of the KOHO Prepaid Visa Card

Detailed card summary

Benefits & features

  • KOHO offers no-fee spending and savings account with a reloadable prepaid Visa card. Easily load funds to your account and spend anywhere Visa is accepted and earn cash back on every purchase.
  • 0.5% cash back on all purchases
  • Earn an additional 1% cash back on all purchases for 90 days when you sign up for KOHO from RateHub
  • No account fees
  • Automate your savings with Goals and RoundUps
  • Create custom budgets and track your spending habits. Know where you’re at in real time with instant notifications every time you spend.
  • Earn up to 10% cash back on all purchases for 90 days by referring friends to KOHO. You can earn an additional 1% for 90 days for each friend referred to KOHO up to 10 friends.
  • Choose from one of four exciting card colours. Receive both a physical and virtual card.
  • Start adding funds and shopping online while you wait for your physical card to arrive in the mail. No need to budge from your couch to make online purchases. Just use your virtual card!
  • Card Security – KOHO provides a different card number to help protect your physical card number when you’re shopping or booking services online
  • Add your KOHO card to Apple, Samsung or Google Pay
  • Access your payroll up to 3 days early with the Early Payroll feature
  • Automate your savings with Goals and RoundUps. Rounding up every purchase lets you stash away some savings, while
  • Goals make it easier to save for whatever it is that makes you happy
  • Lock in savings with Vault that keeps the funds you don’t want to spend separate from your spendable balance
  • Access all of KOHO’s beneifical financial features right through the app

How to redeem

How to get approved


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